INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – TANDA URMUR, URMAR TANDA

Complete bank details including IFSC code, MICR code, address and payment facilities for TANDA URMUR branch.

IFSC Code
IOBA0002496

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTANDA URMUR
IFSC CodeIOBA0002496
MICR Code144020312
AddressTEHSIL ROAD,OPP GOVT.SR.SEC.SCHOOL,TANDA URMUR,DIST HOSHIARPUR
CityURMAR TANDA
DistrictHOSHIARPUR
StatePUNJAB
Contact222552

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002496

The IFSC code IOBA0002496 uniquely identifies the TANDA URMUR branch of INDIAN OVERSEAS BANK located in URMAR TANDA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002496

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002496) – Unique branch identifier for TANDA URMUR

How to Use IFSC Code IOBA0002496

To transfer money to any account at INDIAN OVERSEAS BANK TANDA URMUR branch, you will need to provide the IFSC code IOBA0002496 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at TANDA URMUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK TANDA URMUR Branch

INDIAN OVERSEAS BANK TANDA URMUR is a branch of INDIAN OVERSEAS BANK located in URMAR TANDA, PUNJAB. The branch provides comprehensive banking services to customers in URMAR TANDA and surrounding areas.

Branch Address

TEHSIL ROAD,OPP GOVT.SR.SEC.SCHOOL,TANDA URMUR,DIST HOSHIARPUR, URMAR TANDA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144020312. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK TANDA URMUR?

The IFSC code of INDIAN OVERSEAS BANK TANDA URMUR branch in URMAR TANDA is IOBA0002496.

What is the MICR code of INDIAN OVERSEAS BANK TANDA URMUR?

The MICR code of INDIAN OVERSEAS BANK TANDA URMUR branch is 144020312.

What is the address of INDIAN OVERSEAS BANK TANDA URMUR?

INDIAN OVERSEAS BANK TANDA URMUR branch is located at TEHSIL ROAD,OPP GOVT.SR.SEC.SCHOOL,TANDA URMUR,DIST HOSHIARPUR.

Does INDIAN OVERSEAS BANK TANDA URMUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK TANDA URMUR branch supports NEFT, RTGS, IMPS, and UPI transactions.