INDIAN OVERSEAS BANK IFSC Code – VELLALUR, VELLALORE
Complete bank details including IFSC code, MICR code, address and payment facilities for VELLALUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | VELLALUR |
| IFSC Code | IOBA0002487 |
| MICR Code | 625020057 |
| Address | NO 1 BY 489 1,VELLALUR,MELUR TALUK,MADURAI DIST,TAMIL NADU 625109 |
| City | VELLALORE |
| District | MADURAI |
| State | TAMIL NADU |
| Contact | 2427077 |
Payment Facilities
About IFSC Code IOBA0002487
The IFSC code IOBA0002487 uniquely identifies the VELLALUR branch of INDIAN OVERSEAS BANK located in VELLALORE, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002487
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002487) – Unique branch identifier for VELLALUR
How to Use IFSC Code IOBA0002487
To transfer money to any account at INDIAN OVERSEAS BANK VELLALUR branch, you will need to provide the IFSC code IOBA0002487 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VELLALUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK VELLALUR Branch
INDIAN OVERSEAS BANK VELLALUR is a branch of INDIAN OVERSEAS BANK located in VELLALORE, TAMIL NADU. The branch provides comprehensive banking services to customers in VELLALORE and surrounding areas.
Branch Address
NO 1 BY 489 1,VELLALUR,MELUR TALUK,MADURAI DIST,TAMIL NADU 625109, VELLALORE, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 625020057. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK VELLALUR?
The IFSC code of INDIAN OVERSEAS BANK VELLALUR branch in VELLALORE is IOBA0002487.
What is the MICR code of INDIAN OVERSEAS BANK VELLALUR?
The MICR code of INDIAN OVERSEAS BANK VELLALUR branch is 625020057.
What is the address of INDIAN OVERSEAS BANK VELLALUR?
INDIAN OVERSEAS BANK VELLALUR branch is located at NO 1 BY 489 1,VELLALUR,MELUR TALUK,MADURAI DIST,TAMIL NADU 625109.
Does INDIAN OVERSEAS BANK VELLALUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK VELLALUR branch supports NEFT, RTGS, IMPS, and UPI transactions.