INDIAN OVERSEAS BANK IFSC Code – PAMPADY, PAMPADY
Complete bank details including IFSC code, MICR code, address and payment facilities for PAMPADY branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PAMPADY |
| IFSC Code | IOBA0002473 |
| MICR Code | 686020502 |
| Address | VI BY 69 A 1,I FLOOR,CHENNATTUMATTOM BLDG,OPP BUS STAND,PAMPADY,686 502,KERALA |
| City | PAMPADY |
| District | KOTTAYAM |
| State | KERALA |
| Contact | 2509091 |
Payment Facilities
About IFSC Code IOBA0002473
The IFSC code IOBA0002473 uniquely identifies the PAMPADY branch of INDIAN OVERSEAS BANK located in PAMPADY, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002473
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002473) – Unique branch identifier for PAMPADY
How to Use IFSC Code IOBA0002473
To transfer money to any account at INDIAN OVERSEAS BANK PAMPADY branch, you will need to provide the IFSC code IOBA0002473 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PAMPADY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PAMPADY Branch
INDIAN OVERSEAS BANK PAMPADY is a branch of INDIAN OVERSEAS BANK located in PAMPADY, KERALA. The branch provides comprehensive banking services to customers in PAMPADY and surrounding areas.
Branch Address
VI BY 69 A 1,I FLOOR,CHENNATTUMATTOM BLDG,OPP BUS STAND,PAMPADY,686 502,KERALA, PAMPADY, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686020502. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PAMPADY?
The IFSC code of INDIAN OVERSEAS BANK PAMPADY branch in PAMPADY is IOBA0002473.
What is the MICR code of INDIAN OVERSEAS BANK PAMPADY?
The MICR code of INDIAN OVERSEAS BANK PAMPADY branch is 686020502.
What is the address of INDIAN OVERSEAS BANK PAMPADY?
INDIAN OVERSEAS BANK PAMPADY branch is located at VI BY 69 A 1,I FLOOR,CHENNATTUMATTOM BLDG,OPP BUS STAND,PAMPADY,686 502,KERALA.
Does INDIAN OVERSEAS BANK PAMPADY support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PAMPADY branch supports NEFT, RTGS, IMPS, and UPI transactions.