INDIAN OVERSEAS BANK IFSC Code – THALAVAPALAYAM, KARUR
Complete bank details including IFSC code, MICR code, address and payment facilities for THALAVAPALAYAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | THALAVAPALAYAM |
| IFSC Code | IOBA0002462 |
| MICR Code | 639020015 |
| Address | SF 146A,THOTTAKURICHI VILLAGE,THALAVAPALAYAM POST,KARUR DIST |
| City | KARUR |
| District | BELLARY |
| State | KARNATAKA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002462
The IFSC code IOBA0002462 uniquely identifies the THALAVAPALAYAM branch of INDIAN OVERSEAS BANK located in KARUR, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002462
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002462) – Unique branch identifier for THALAVAPALAYAM
How to Use IFSC Code IOBA0002462
To transfer money to any account at INDIAN OVERSEAS BANK THALAVAPALAYAM branch, you will need to provide the IFSC code IOBA0002462 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at THALAVAPALAYAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK THALAVAPALAYAM Branch
INDIAN OVERSEAS BANK THALAVAPALAYAM is a branch of INDIAN OVERSEAS BANK located in KARUR, KARNATAKA. The branch provides comprehensive banking services to customers in KARUR and surrounding areas.
Branch Address
SF 146A,THOTTAKURICHI VILLAGE,THALAVAPALAYAM POST,KARUR DIST, KARUR, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 639020015. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK THALAVAPALAYAM?
The IFSC code of INDIAN OVERSEAS BANK THALAVAPALAYAM branch in KARUR is IOBA0002462.
What is the MICR code of INDIAN OVERSEAS BANK THALAVAPALAYAM?
The MICR code of INDIAN OVERSEAS BANK THALAVAPALAYAM branch is 639020015.
What is the address of INDIAN OVERSEAS BANK THALAVAPALAYAM?
INDIAN OVERSEAS BANK THALAVAPALAYAM branch is located at SF 146A,THOTTAKURICHI VILLAGE,THALAVAPALAYAM POST,KARUR DIST.
Does INDIAN OVERSEAS BANK THALAVAPALAYAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK THALAVAPALAYAM branch supports NEFT, RTGS, IMPS, and UPI transactions.