INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – RETAIL LOAN PROCESSING CENTRE, MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for RETAIL LOAN PROCESSING CENTRE branch.

IFSC Code
IOBA0002458

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameRETAIL LOAN PROCESSING CENTRE
IFSC CodeIOBA0002458
MICR CodeNA
AddressMAKER TOWER E 5TH FLOOR CUFFEE PARADE MUMBAI 400005
CityMUMBAI
DistrictGREATER BOMBAY
StateMAHARASHTRA
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002458

The IFSC code IOBA0002458 uniquely identifies the RETAIL LOAN PROCESSING CENTRE branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002458

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002458) – Unique branch identifier for RETAIL LOAN PROCESSING CENTRE

How to Use IFSC Code IOBA0002458

To transfer money to any account at INDIAN OVERSEAS BANK RETAIL LOAN PROCESSING CENTRE branch, you will need to provide the IFSC code IOBA0002458 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RETAIL LOAN PROCESSING CENTRE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK RETAIL LOAN PROCESSING CENTRE Branch

INDIAN OVERSEAS BANK RETAIL LOAN PROCESSING CENTRE is a branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

MAKER TOWER E 5TH FLOOR CUFFEE PARADE MUMBAI 400005, MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK RETAIL LOAN PROCESSING CENTRE?

The IFSC code of INDIAN OVERSEAS BANK RETAIL LOAN PROCESSING CENTRE branch in MUMBAI is IOBA0002458.

What is the MICR code of INDIAN OVERSEAS BANK RETAIL LOAN PROCESSING CENTRE?

The MICR code of INDIAN OVERSEAS BANK RETAIL LOAN PROCESSING CENTRE branch is NA.

What is the address of INDIAN OVERSEAS BANK RETAIL LOAN PROCESSING CENTRE?

INDIAN OVERSEAS BANK RETAIL LOAN PROCESSING CENTRE branch is located at MAKER TOWER E 5TH FLOOR CUFFEE PARADE MUMBAI 400005.

Does INDIAN OVERSEAS BANK RETAIL LOAN PROCESSING CENTRE support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK RETAIL LOAN PROCESSING CENTRE branch supports NEFT, RTGS, IMPS, and UPI transactions.