INDIAN OVERSEAS BANK IFSC Code – KORATTUR, AMBATTUR
Complete bank details including IFSC code, MICR code, address and payment facilities for KORATTUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KORATTUR |
| IFSC Code | IOBA0002448 |
| MICR Code | 600020185 |
| Address | H28,CENTRAL AVENUE,KORATTUR,CHENNAI 600 080 |
| City | AMBATTUR |
| District | THIRUVALLUR |
| State | TAMIL NADU |
| Contact | 26872448 |
Payment Facilities
About IFSC Code IOBA0002448
The IFSC code IOBA0002448 uniquely identifies the KORATTUR branch of INDIAN OVERSEAS BANK located in AMBATTUR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002448
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002448) – Unique branch identifier for KORATTUR
How to Use IFSC Code IOBA0002448
To transfer money to any account at INDIAN OVERSEAS BANK KORATTUR branch, you will need to provide the IFSC code IOBA0002448 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KORATTUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KORATTUR Branch
INDIAN OVERSEAS BANK KORATTUR is a branch of INDIAN OVERSEAS BANK located in AMBATTUR, TAMIL NADU. The branch provides comprehensive banking services to customers in AMBATTUR and surrounding areas.
Branch Address
H28,CENTRAL AVENUE,KORATTUR,CHENNAI 600 080, AMBATTUR, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 600020185. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KORATTUR?
The IFSC code of INDIAN OVERSEAS BANK KORATTUR branch in AMBATTUR is IOBA0002448.
What is the MICR code of INDIAN OVERSEAS BANK KORATTUR?
The MICR code of INDIAN OVERSEAS BANK KORATTUR branch is 600020185.
What is the address of INDIAN OVERSEAS BANK KORATTUR?
INDIAN OVERSEAS BANK KORATTUR branch is located at H28,CENTRAL AVENUE,KORATTUR,CHENNAI 600 080.
Does INDIAN OVERSEAS BANK KORATTUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KORATTUR branch supports NEFT, RTGS, IMPS, and UPI transactions.