INDIAN OVERSEAS BANK IFSC Code – SHIRVA, SHIRVA
Complete bank details including IFSC code, MICR code, address and payment facilities for SHIRVA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SHIRVA |
| IFSC Code | IOBA0002409 |
| MICR Code | 576020004 |
| Address | OLD JANATA STORE MAIN ROAD,SHIRVA,UDUPI TALUK UDUPI,PINCODE 574116 KARNATAKA STATE |
| City | SHIRVA |
| District | KACHCHH |
| State | GUJARAT |
| Contact | 2576066 |
Payment Facilities
About IFSC Code IOBA0002409
The IFSC code IOBA0002409 uniquely identifies the SHIRVA branch of INDIAN OVERSEAS BANK located in SHIRVA, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002409
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002409) – Unique branch identifier for SHIRVA
How to Use IFSC Code IOBA0002409
To transfer money to any account at INDIAN OVERSEAS BANK SHIRVA branch, you will need to provide the IFSC code IOBA0002409 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SHIRVA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SHIRVA Branch
INDIAN OVERSEAS BANK SHIRVA is a branch of INDIAN OVERSEAS BANK located in SHIRVA, GUJARAT. The branch provides comprehensive banking services to customers in SHIRVA and surrounding areas.
Branch Address
OLD JANATA STORE MAIN ROAD,SHIRVA,UDUPI TALUK UDUPI,PINCODE 574116 KARNATAKA STATE, SHIRVA, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 576020004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SHIRVA?
The IFSC code of INDIAN OVERSEAS BANK SHIRVA branch in SHIRVA is IOBA0002409.
What is the MICR code of INDIAN OVERSEAS BANK SHIRVA?
The MICR code of INDIAN OVERSEAS BANK SHIRVA branch is 576020004.
What is the address of INDIAN OVERSEAS BANK SHIRVA?
INDIAN OVERSEAS BANK SHIRVA branch is located at OLD JANATA STORE MAIN ROAD,SHIRVA,UDUPI TALUK UDUPI,PINCODE 574116 KARNATAKA STATE.
Does INDIAN OVERSEAS BANK SHIRVA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SHIRVA branch supports NEFT, RTGS, IMPS, and UPI transactions.