INDIAN OVERSEAS BANK IFSC Code – WAGHODIA ROAD, WAGHODIA
Complete bank details including IFSC code, MICR code, address and payment facilities for WAGHODIA ROAD branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | WAGHODIA ROAD |
| IFSC Code | IOBA0002391 |
| MICR Code | 390020015 |
| Address | A 3,GAJANANAD PARK SOCIETY,UMA CHAR RASTA,WAGHODIA ROAD,BARODA DIST BARODA,PIN 390 019 |
| City | WAGHODIA |
| District | VADODARA |
| State | GUJARAT |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002391
The IFSC code IOBA0002391 uniquely identifies the WAGHODIA ROAD branch of INDIAN OVERSEAS BANK located in WAGHODIA, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002391
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002391) – Unique branch identifier for WAGHODIA ROAD
How to Use IFSC Code IOBA0002391
To transfer money to any account at INDIAN OVERSEAS BANK WAGHODIA ROAD branch, you will need to provide the IFSC code IOBA0002391 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at WAGHODIA ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK WAGHODIA ROAD Branch
INDIAN OVERSEAS BANK WAGHODIA ROAD is a branch of INDIAN OVERSEAS BANK located in WAGHODIA, GUJARAT. The branch provides comprehensive banking services to customers in WAGHODIA and surrounding areas.
Branch Address
A 3,GAJANANAD PARK SOCIETY,UMA CHAR RASTA,WAGHODIA ROAD,BARODA DIST BARODA,PIN 390 019, WAGHODIA, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 390020015. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK WAGHODIA ROAD?
The IFSC code of INDIAN OVERSEAS BANK WAGHODIA ROAD branch in WAGHODIA is IOBA0002391.
What is the MICR code of INDIAN OVERSEAS BANK WAGHODIA ROAD?
The MICR code of INDIAN OVERSEAS BANK WAGHODIA ROAD branch is 390020015.
What is the address of INDIAN OVERSEAS BANK WAGHODIA ROAD?
INDIAN OVERSEAS BANK WAGHODIA ROAD branch is located at A 3,GAJANANAD PARK SOCIETY,UMA CHAR RASTA,WAGHODIA ROAD,BARODA DIST BARODA,PIN 390 019.
Does INDIAN OVERSEAS BANK WAGHODIA ROAD support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK WAGHODIA ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.