INDIAN OVERSEAS BANK IFSC Code – DEOLI, DEOLI
Complete bank details including IFSC code, MICR code, address and payment facilities for DEOLI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | DEOLI |
| IFSC Code | IOBA0002371 |
| MICR Code | 304020201 |
| Address | NO 1 BEHND PEERBABA,NEAR GOVT HIGHER SEC SCHOOL,PATEL NAGAR,DEOLI,DIST TONK 304804 |
| City | DEOLI |
| District | JAMMU |
| State | JAMMU AND KASHMIR |
| Contact | 230022 |
Payment Facilities
About IFSC Code IOBA0002371
The IFSC code IOBA0002371 uniquely identifies the DEOLI branch of INDIAN OVERSEAS BANK located in DEOLI, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002371
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002371) – Unique branch identifier for DEOLI
How to Use IFSC Code IOBA0002371
To transfer money to any account at INDIAN OVERSEAS BANK DEOLI branch, you will need to provide the IFSC code IOBA0002371 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at DEOLI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK DEOLI Branch
INDIAN OVERSEAS BANK DEOLI is a branch of INDIAN OVERSEAS BANK located in DEOLI, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in DEOLI and surrounding areas.
Branch Address
NO 1 BEHND PEERBABA,NEAR GOVT HIGHER SEC SCHOOL,PATEL NAGAR,DEOLI,DIST TONK 304804, DEOLI, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 304020201. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK DEOLI?
The IFSC code of INDIAN OVERSEAS BANK DEOLI branch in DEOLI is IOBA0002371.
What is the MICR code of INDIAN OVERSEAS BANK DEOLI?
The MICR code of INDIAN OVERSEAS BANK DEOLI branch is 304020201.
What is the address of INDIAN OVERSEAS BANK DEOLI?
INDIAN OVERSEAS BANK DEOLI branch is located at NO 1 BEHND PEERBABA,NEAR GOVT HIGHER SEC SCHOOL,PATEL NAGAR,DEOLI,DIST TONK 304804.
Does INDIAN OVERSEAS BANK DEOLI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK DEOLI branch supports NEFT, RTGS, IMPS, and UPI transactions.