INDIAN OVERSEAS BANK IFSC Code – SECTOR 31 GURGAON, GURGAON
Complete bank details including IFSC code, MICR code, address and payment facilities for SECTOR 31 GURGAON branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SECTOR 31 GURGAON |
| IFSC Code | IOBA0002367 |
| MICR Code | 110020111 |
| Address | SCO 26 SECTOR 31 GURGAON COMMERCIAL COMPLEX HARYANA PIN 122002 |
| City | GURGAON |
| State | HARYANA |
| Contact | 2384243 |
Payment Facilities
About IFSC Code IOBA0002367
The IFSC code IOBA0002367 uniquely identifies the SECTOR 31 GURGAON branch of INDIAN OVERSEAS BANK located in GURGAON, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002367
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002367) – Unique branch identifier for SECTOR 31 GURGAON
How to Use IFSC Code IOBA0002367
To transfer money to any account at INDIAN OVERSEAS BANK SECTOR 31 GURGAON branch, you will need to provide the IFSC code IOBA0002367 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SECTOR 31 GURGAON
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SECTOR 31 GURGAON Branch
INDIAN OVERSEAS BANK SECTOR 31 GURGAON is a branch of INDIAN OVERSEAS BANK located in GURGAON, HARYANA. The branch provides comprehensive banking services to customers in GURGAON and surrounding areas.
Branch Address
SCO 26 SECTOR 31 GURGAON COMMERCIAL COMPLEX HARYANA PIN 122002, GURGAON, HARYANA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 110020111. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SECTOR 31 GURGAON?
The IFSC code of INDIAN OVERSEAS BANK SECTOR 31 GURGAON branch in GURGAON is IOBA0002367.
What is the MICR code of INDIAN OVERSEAS BANK SECTOR 31 GURGAON?
The MICR code of INDIAN OVERSEAS BANK SECTOR 31 GURGAON branch is 110020111.
What is the address of INDIAN OVERSEAS BANK SECTOR 31 GURGAON?
INDIAN OVERSEAS BANK SECTOR 31 GURGAON branch is located at SCO 26 SECTOR 31 GURGAON COMMERCIAL COMPLEX HARYANA PIN 122002.
Does INDIAN OVERSEAS BANK SECTOR 31 GURGAON support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SECTOR 31 GURGAON branch supports NEFT, RTGS, IMPS, and UPI transactions.