INDIAN OVERSEAS BANK IFSC Code – PALSANDA, PALSANDA
Complete bank details including IFSC code, MICR code, address and payment facilities for PALSANDA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PALSANDA |
| IFSC Code | IOBA0002314 |
| MICR Code | NA |
| Address | VILLAGE AND POST PALSANDA MORE,PS NABGRAM,DIST MURSHIDABAD,742184 |
| City | PALSANDA |
| District | MURSHIDABAD |
| State | WEST BENGAL |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002314
The IFSC code IOBA0002314 uniquely identifies the PALSANDA branch of INDIAN OVERSEAS BANK located in PALSANDA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002314
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002314) – Unique branch identifier for PALSANDA
How to Use IFSC Code IOBA0002314
To transfer money to any account at INDIAN OVERSEAS BANK PALSANDA branch, you will need to provide the IFSC code IOBA0002314 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PALSANDA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PALSANDA Branch
INDIAN OVERSEAS BANK PALSANDA is a branch of INDIAN OVERSEAS BANK located in PALSANDA, WEST BENGAL. The branch provides comprehensive banking services to customers in PALSANDA and surrounding areas.
Branch Address
VILLAGE AND POST PALSANDA MORE,PS NABGRAM,DIST MURSHIDABAD,742184, PALSANDA, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PALSANDA?
The IFSC code of INDIAN OVERSEAS BANK PALSANDA branch in PALSANDA is IOBA0002314.
What is the MICR code of INDIAN OVERSEAS BANK PALSANDA?
The MICR code of INDIAN OVERSEAS BANK PALSANDA branch is NA.
What is the address of INDIAN OVERSEAS BANK PALSANDA?
INDIAN OVERSEAS BANK PALSANDA branch is located at VILLAGE AND POST PALSANDA MORE,PS NABGRAM,DIST MURSHIDABAD,742184.
Does INDIAN OVERSEAS BANK PALSANDA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PALSANDA branch supports NEFT, RTGS, IMPS, and UPI transactions.