INDIAN OVERSEAS BANK IFSC Code – HOWRAH SHIBPUR DINOBUNDHOO INST, HOWRAH
Complete bank details including IFSC code, MICR code, address and payment facilities for HOWRAH SHIBPUR DINOBUNDHOO INST branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | HOWRAH SHIBPUR DINOBUNDHOO INST |
| IFSC Code | IOBA0002276 |
| MICR Code | 700020074 |
| Address | 412 BY 1,G T ROAD SOUTH,HAORA,PIN 711102,WEST BENGAL |
| City | HOWRAH |
| District | HAORA |
| State | WEST BENGAL |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002276
The IFSC code IOBA0002276 uniquely identifies the HOWRAH SHIBPUR DINOBUNDHOO INST branch of INDIAN OVERSEAS BANK located in HOWRAH, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002276
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002276) – Unique branch identifier for HOWRAH SHIBPUR DINOBUNDHOO INST
How to Use IFSC Code IOBA0002276
To transfer money to any account at INDIAN OVERSEAS BANK HOWRAH SHIBPUR DINOBUNDHOO INST branch, you will need to provide the IFSC code IOBA0002276 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at HOWRAH SHIBPUR DINOBUNDHOO INST
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK HOWRAH SHIBPUR DINOBUNDHOO INST Branch
INDIAN OVERSEAS BANK HOWRAH SHIBPUR DINOBUNDHOO INST is a branch of INDIAN OVERSEAS BANK located in HOWRAH, WEST BENGAL. The branch provides comprehensive banking services to customers in HOWRAH and surrounding areas.
Branch Address
412 BY 1,G T ROAD SOUTH,HAORA,PIN 711102,WEST BENGAL, HOWRAH, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700020074. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK HOWRAH SHIBPUR DINOBUNDHOO INST?
The IFSC code of INDIAN OVERSEAS BANK HOWRAH SHIBPUR DINOBUNDHOO INST branch in HOWRAH is IOBA0002276.
What is the MICR code of INDIAN OVERSEAS BANK HOWRAH SHIBPUR DINOBUNDHOO INST?
The MICR code of INDIAN OVERSEAS BANK HOWRAH SHIBPUR DINOBUNDHOO INST branch is 700020074.
What is the address of INDIAN OVERSEAS BANK HOWRAH SHIBPUR DINOBUNDHOO INST?
INDIAN OVERSEAS BANK HOWRAH SHIBPUR DINOBUNDHOO INST branch is located at 412 BY 1,G T ROAD SOUTH,HAORA,PIN 711102,WEST BENGAL.
Does INDIAN OVERSEAS BANK HOWRAH SHIBPUR DINOBUNDHOO INST support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK HOWRAH SHIBPUR DINOBUNDHOO INST branch supports NEFT, RTGS, IMPS, and UPI transactions.