INDIAN OVERSEAS BANK IFSC Code – KOT KAPURA, KOT KAPURA
Complete bank details including IFSC code, MICR code, address and payment facilities for KOT KAPURA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KOT KAPURA |
| IFSC Code | IOBA0002247 |
| MICR Code | 151020152 |
| Address | SANGAM PALACE FARIDKOT ROAD KOT KAPURA FARIDKOT DIST 151204 |
| City | KOT KAPURA |
| District | FARIDKOT |
| State | PUNJAB |
| Contact | 223204 |
Payment Facilities
About IFSC Code IOBA0002247
The IFSC code IOBA0002247 uniquely identifies the KOT KAPURA branch of INDIAN OVERSEAS BANK located in KOT KAPURA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002247
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002247) – Unique branch identifier for KOT KAPURA
How to Use IFSC Code IOBA0002247
To transfer money to any account at INDIAN OVERSEAS BANK KOT KAPURA branch, you will need to provide the IFSC code IOBA0002247 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOT KAPURA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KOT KAPURA Branch
INDIAN OVERSEAS BANK KOT KAPURA is a branch of INDIAN OVERSEAS BANK located in KOT KAPURA, PUNJAB. The branch provides comprehensive banking services to customers in KOT KAPURA and surrounding areas.
Branch Address
SANGAM PALACE FARIDKOT ROAD KOT KAPURA FARIDKOT DIST 151204, KOT KAPURA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 151020152. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KOT KAPURA?
The IFSC code of INDIAN OVERSEAS BANK KOT KAPURA branch in KOT KAPURA is IOBA0002247.
What is the MICR code of INDIAN OVERSEAS BANK KOT KAPURA?
The MICR code of INDIAN OVERSEAS BANK KOT KAPURA branch is 151020152.
What is the address of INDIAN OVERSEAS BANK KOT KAPURA?
INDIAN OVERSEAS BANK KOT KAPURA branch is located at SANGAM PALACE FARIDKOT ROAD KOT KAPURA FARIDKOT DIST 151204.
Does INDIAN OVERSEAS BANK KOT KAPURA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KOT KAPURA branch supports NEFT, RTGS, IMPS, and UPI transactions.