INDIAN OVERSEAS BANK IFSC Code – JALNA, AMBAD
Complete bank details including IFSC code, MICR code, address and payment facilities for JALNA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | JALNA |
| IFSC Code | IOBA0002245 |
| MICR Code | 431020052 |
| Address | SUNDER ARCADE,KATKI MARKET,SINDHI BAZAR JALNA,JALNA DIST,MAHARASHTRA431203 |
| City | AMBAD |
| District | JALNA |
| State | MAHARASHTRA |
| Contact | 236355 |
Payment Facilities
About IFSC Code IOBA0002245
The IFSC code IOBA0002245 uniquely identifies the JALNA branch of INDIAN OVERSEAS BANK located in AMBAD, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002245
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002245) – Unique branch identifier for JALNA
How to Use IFSC Code IOBA0002245
To transfer money to any account at INDIAN OVERSEAS BANK JALNA branch, you will need to provide the IFSC code IOBA0002245 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JALNA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK JALNA Branch
INDIAN OVERSEAS BANK JALNA is a branch of INDIAN OVERSEAS BANK located in AMBAD, MAHARASHTRA. The branch provides comprehensive banking services to customers in AMBAD and surrounding areas.
Branch Address
SUNDER ARCADE,KATKI MARKET,SINDHI BAZAR JALNA,JALNA DIST,MAHARASHTRA431203, AMBAD, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 431020052. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK JALNA?
The IFSC code of INDIAN OVERSEAS BANK JALNA branch in AMBAD is IOBA0002245.
What is the MICR code of INDIAN OVERSEAS BANK JALNA?
The MICR code of INDIAN OVERSEAS BANK JALNA branch is 431020052.
What is the address of INDIAN OVERSEAS BANK JALNA?
INDIAN OVERSEAS BANK JALNA branch is located at SUNDER ARCADE,KATKI MARKET,SINDHI BAZAR JALNA,JALNA DIST,MAHARASHTRA431203.
Does INDIAN OVERSEAS BANK JALNA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK JALNA branch supports NEFT, RTGS, IMPS, and UPI transactions.