INDIAN OVERSEAS BANK IFSC Code – URAPAKKAM, MADURAPAKKAM
Complete bank details including IFSC code, MICR code, address and payment facilities for URAPAKKAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | URAPAKKAM |
| IFSC Code | IOBA0002244 |
| MICR Code | 600020161 |
| Address | 136 GST ROAD URAPAKKAM 603210 |
| City | MADURAPAKKAM |
| District | VILLUPURAM |
| State | TAMIL NADU |
| Contact | 27461117 |
Payment Facilities
About IFSC Code IOBA0002244
The IFSC code IOBA0002244 uniquely identifies the URAPAKKAM branch of INDIAN OVERSEAS BANK located in MADURAPAKKAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002244
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002244) – Unique branch identifier for URAPAKKAM
How to Use IFSC Code IOBA0002244
To transfer money to any account at INDIAN OVERSEAS BANK URAPAKKAM branch, you will need to provide the IFSC code IOBA0002244 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at URAPAKKAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK URAPAKKAM Branch
INDIAN OVERSEAS BANK URAPAKKAM is a branch of INDIAN OVERSEAS BANK located in MADURAPAKKAM, TAMIL NADU. The branch provides comprehensive banking services to customers in MADURAPAKKAM and surrounding areas.
Branch Address
136 GST ROAD URAPAKKAM 603210, MADURAPAKKAM, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 600020161. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK URAPAKKAM?
The IFSC code of INDIAN OVERSEAS BANK URAPAKKAM branch in MADURAPAKKAM is IOBA0002244.
What is the MICR code of INDIAN OVERSEAS BANK URAPAKKAM?
The MICR code of INDIAN OVERSEAS BANK URAPAKKAM branch is 600020161.
What is the address of INDIAN OVERSEAS BANK URAPAKKAM?
INDIAN OVERSEAS BANK URAPAKKAM branch is located at 136 GST ROAD URAPAKKAM 603210.
Does INDIAN OVERSEAS BANK URAPAKKAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK URAPAKKAM branch supports NEFT, RTGS, IMPS, and UPI transactions.