INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – RAJARHAT, GOPALPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for RAJARHAT branch.

IFSC Code
IOBA0002231

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameRAJARHAT
IFSC CodeIOBA0002231
MICR Code700020067
AddressCOMMERCIAL CENTRE,UTTARA HSG COMPLX,NO.AA,ACTION AREA II D,NEW TOWN,KOLKATA,PIN 700157
CityGOPALPUR
DistrictKARIMNAGAR
StateANDHRA PRADESH
Contact2422333

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002231

The IFSC code IOBA0002231 uniquely identifies the RAJARHAT branch of INDIAN OVERSEAS BANK located in GOPALPUR, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002231

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002231) – Unique branch identifier for RAJARHAT

How to Use IFSC Code IOBA0002231

To transfer money to any account at INDIAN OVERSEAS BANK RAJARHAT branch, you will need to provide the IFSC code IOBA0002231 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RAJARHAT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK RAJARHAT Branch

INDIAN OVERSEAS BANK RAJARHAT is a branch of INDIAN OVERSEAS BANK located in GOPALPUR, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in GOPALPUR and surrounding areas.

Branch Address

COMMERCIAL CENTRE,UTTARA HSG COMPLX,NO.AA,ACTION AREA II D,NEW TOWN,KOLKATA,PIN 700157, GOPALPUR, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700020067. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK RAJARHAT?

The IFSC code of INDIAN OVERSEAS BANK RAJARHAT branch in GOPALPUR is IOBA0002231.

What is the MICR code of INDIAN OVERSEAS BANK RAJARHAT?

The MICR code of INDIAN OVERSEAS BANK RAJARHAT branch is 700020067.

What is the address of INDIAN OVERSEAS BANK RAJARHAT?

INDIAN OVERSEAS BANK RAJARHAT branch is located at COMMERCIAL CENTRE,UTTARA HSG COMPLX,NO.AA,ACTION AREA II D,NEW TOWN,KOLKATA,PIN 700157.

Does INDIAN OVERSEAS BANK RAJARHAT support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK RAJARHAT branch supports NEFT, RTGS, IMPS, and UPI transactions.