INDIAN OVERSEAS BANK IFSC Code – KALYANI, KALYANI
Complete bank details including IFSC code, MICR code, address and payment facilities for KALYANI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KALYANI |
| IFSC Code | IOBA0002219 |
| MICR Code | 700020065 |
| Address | B8 BY 38 CA,KALYANI,NADIA DISTRICT,WEST BENGAL,KALYANI,PIN 741235,DIST NADIA |
| City | KALYANI |
| District | NADIA |
| State | WEST BENGAL |
| Contact | 25025498 |
Payment Facilities
About IFSC Code IOBA0002219
The IFSC code IOBA0002219 uniquely identifies the KALYANI branch of INDIAN OVERSEAS BANK located in KALYANI, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002219
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002219) – Unique branch identifier for KALYANI
How to Use IFSC Code IOBA0002219
To transfer money to any account at INDIAN OVERSEAS BANK KALYANI branch, you will need to provide the IFSC code IOBA0002219 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KALYANI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KALYANI Branch
INDIAN OVERSEAS BANK KALYANI is a branch of INDIAN OVERSEAS BANK located in KALYANI, WEST BENGAL. The branch provides comprehensive banking services to customers in KALYANI and surrounding areas.
Branch Address
B8 BY 38 CA,KALYANI,NADIA DISTRICT,WEST BENGAL,KALYANI,PIN 741235,DIST NADIA, KALYANI, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700020065. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KALYANI?
The IFSC code of INDIAN OVERSEAS BANK KALYANI branch in KALYANI is IOBA0002219.
What is the MICR code of INDIAN OVERSEAS BANK KALYANI?
The MICR code of INDIAN OVERSEAS BANK KALYANI branch is 700020065.
What is the address of INDIAN OVERSEAS BANK KALYANI?
INDIAN OVERSEAS BANK KALYANI branch is located at B8 BY 38 CA,KALYANI,NADIA DISTRICT,WEST BENGAL,KALYANI,PIN 741235,DIST NADIA.
Does INDIAN OVERSEAS BANK KALYANI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KALYANI branch supports NEFT, RTGS, IMPS, and UPI transactions.