INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – PEROORKADA, THIRUVANANTHA

Complete bank details including IFSC code, MICR code, address and payment facilities for PEROORKADA branch.

IFSC Code
IOBA0002156

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NamePEROORKADA
IFSC CodeIOBA0002156
MICR Code695020017
AddressPONGUMOODU MEDICAL COLLEGE,THIRUVANANTHAPURAM, PIN 695011
CityTHIRUVANANTHA
DistrictTHIRUVANANTHAPURAM
StateKERALA
Contact2438385

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002156

The IFSC code IOBA0002156 uniquely identifies the PEROORKADA branch of INDIAN OVERSEAS BANK located in THIRUVANANTHA, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002156

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002156) – Unique branch identifier for PEROORKADA

How to Use IFSC Code IOBA0002156

To transfer money to any account at INDIAN OVERSEAS BANK PEROORKADA branch, you will need to provide the IFSC code IOBA0002156 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PEROORKADA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK PEROORKADA Branch

INDIAN OVERSEAS BANK PEROORKADA is a branch of INDIAN OVERSEAS BANK located in THIRUVANANTHA, KERALA. The branch provides comprehensive banking services to customers in THIRUVANANTHA and surrounding areas.

Branch Address

PONGUMOODU MEDICAL COLLEGE,THIRUVANANTHAPURAM, PIN 695011, THIRUVANANTHA, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 695020017. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK PEROORKADA?

The IFSC code of INDIAN OVERSEAS BANK PEROORKADA branch in THIRUVANANTHA is IOBA0002156.

What is the MICR code of INDIAN OVERSEAS BANK PEROORKADA?

The MICR code of INDIAN OVERSEAS BANK PEROORKADA branch is 695020017.

What is the address of INDIAN OVERSEAS BANK PEROORKADA?

INDIAN OVERSEAS BANK PEROORKADA branch is located at PONGUMOODU MEDICAL COLLEGE,THIRUVANANTHAPURAM, PIN 695011.

Does INDIAN OVERSEAS BANK PEROORKADA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK PEROORKADA branch supports NEFT, RTGS, IMPS, and UPI transactions.