INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – TIRUVALLUR, TIRUVALLUR

Complete bank details including IFSC code, MICR code, address and payment facilities for TIRUVALLUR branch.

IFSC Code
IOBA0001975

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTIRUVALLUR
IFSC CodeIOBA0001975
MICR Code600020163
Address4 BY 3 B CVNAIDU ROAD TIRUVALLUR PIN 602001
CityTIRUVALLUR
DistrictTHIRUVALLUR
StateTAMIL NADU
Contact27660050

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001975

The IFSC code IOBA0001975 uniquely identifies the TIRUVALLUR branch of INDIAN OVERSEAS BANK located in TIRUVALLUR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001975

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001975) – Unique branch identifier for TIRUVALLUR

How to Use IFSC Code IOBA0001975

To transfer money to any account at INDIAN OVERSEAS BANK TIRUVALLUR branch, you will need to provide the IFSC code IOBA0001975 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at TIRUVALLUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK TIRUVALLUR Branch

INDIAN OVERSEAS BANK TIRUVALLUR is a branch of INDIAN OVERSEAS BANK located in TIRUVALLUR, TAMIL NADU. The branch provides comprehensive banking services to customers in TIRUVALLUR and surrounding areas.

Branch Address

4 BY 3 B CVNAIDU ROAD TIRUVALLUR PIN 602001, TIRUVALLUR, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 600020163. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK TIRUVALLUR?

The IFSC code of INDIAN OVERSEAS BANK TIRUVALLUR branch in TIRUVALLUR is IOBA0001975.

What is the MICR code of INDIAN OVERSEAS BANK TIRUVALLUR?

The MICR code of INDIAN OVERSEAS BANK TIRUVALLUR branch is 600020163.

What is the address of INDIAN OVERSEAS BANK TIRUVALLUR?

INDIAN OVERSEAS BANK TIRUVALLUR branch is located at 4 BY 3 B CVNAIDU ROAD TIRUVALLUR PIN 602001.

Does INDIAN OVERSEAS BANK TIRUVALLUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK TIRUVALLUR branch supports NEFT, RTGS, IMPS, and UPI transactions.