INDIAN OVERSEAS BANK IFSC Code – MIRA BHAYANDAR, MIRABHAYANDAR
Complete bank details including IFSC code, MICR code, address and payment facilities for MIRA BHAYANDAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | MIRA BHAYANDAR |
| IFSC Code | IOBA0001973 |
| MICR Code | 400020067 |
| Address | SHOP NO A BY G 1,4,5 AND 6 SAI MAHIMA APTS UTTAN ROAD BHAYANDAR WEST PIN 401101 |
| City | MIRABHAYANDAR |
| District | THANE |
| State | MAHARASHTRA |
| Contact | 28151949 |
Payment Facilities
About IFSC Code IOBA0001973
The IFSC code IOBA0001973 uniquely identifies the MIRA BHAYANDAR branch of INDIAN OVERSEAS BANK located in MIRABHAYANDAR, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001973
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001973) – Unique branch identifier for MIRA BHAYANDAR
How to Use IFSC Code IOBA0001973
To transfer money to any account at INDIAN OVERSEAS BANK MIRA BHAYANDAR branch, you will need to provide the IFSC code IOBA0001973 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MIRA BHAYANDAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK MIRA BHAYANDAR Branch
INDIAN OVERSEAS BANK MIRA BHAYANDAR is a branch of INDIAN OVERSEAS BANK located in MIRABHAYANDAR, MAHARASHTRA. The branch provides comprehensive banking services to customers in MIRABHAYANDAR and surrounding areas.
Branch Address
SHOP NO A BY G 1,4,5 AND 6 SAI MAHIMA APTS UTTAN ROAD BHAYANDAR WEST PIN 401101, MIRABHAYANDAR, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400020067. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK MIRA BHAYANDAR?
The IFSC code of INDIAN OVERSEAS BANK MIRA BHAYANDAR branch in MIRABHAYANDAR is IOBA0001973.
What is the MICR code of INDIAN OVERSEAS BANK MIRA BHAYANDAR?
The MICR code of INDIAN OVERSEAS BANK MIRA BHAYANDAR branch is 400020067.
What is the address of INDIAN OVERSEAS BANK MIRA BHAYANDAR?
INDIAN OVERSEAS BANK MIRA BHAYANDAR branch is located at SHOP NO A BY G 1,4,5 AND 6 SAI MAHIMA APTS UTTAN ROAD BHAYANDAR WEST PIN 401101.
Does INDIAN OVERSEAS BANK MIRA BHAYANDAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK MIRA BHAYANDAR branch supports NEFT, RTGS, IMPS, and UPI transactions.