INDIAN OVERSEAS BANK IFSC Code – STJOSEPH SCHOOL CIVIL LINES, GORAKHPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for STJOSEPH SCHOOL CIVIL LINES branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | STJOSEPH SCHOOL CIVIL LINES |
| IFSC Code | IOBA0001972 |
| MICR Code | NA |
| Address | CIVIL LINES,GORAKHPUR,GORAKHPUR,PIN 273009 |
| City | GORAKHPUR |
| District | FATEHABAD |
| State | HARYANA |
| Contact | 2334890 |
Payment Facilities
About IFSC Code IOBA0001972
The IFSC code IOBA0001972 uniquely identifies the STJOSEPH SCHOOL CIVIL LINES branch of INDIAN OVERSEAS BANK located in GORAKHPUR, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001972
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001972) – Unique branch identifier for STJOSEPH SCHOOL CIVIL LINES
How to Use IFSC Code IOBA0001972
To transfer money to any account at INDIAN OVERSEAS BANK STJOSEPH SCHOOL CIVIL LINES branch, you will need to provide the IFSC code IOBA0001972 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at STJOSEPH SCHOOL CIVIL LINES
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK STJOSEPH SCHOOL CIVIL LINES Branch
INDIAN OVERSEAS BANK STJOSEPH SCHOOL CIVIL LINES is a branch of INDIAN OVERSEAS BANK located in GORAKHPUR, HARYANA. The branch provides comprehensive banking services to customers in GORAKHPUR and surrounding areas.
Branch Address
CIVIL LINES,GORAKHPUR,GORAKHPUR,PIN 273009, GORAKHPUR, HARYANA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK STJOSEPH SCHOOL CIVIL LINES?
The IFSC code of INDIAN OVERSEAS BANK STJOSEPH SCHOOL CIVIL LINES branch in GORAKHPUR is IOBA0001972.
What is the MICR code of INDIAN OVERSEAS BANK STJOSEPH SCHOOL CIVIL LINES?
The MICR code of INDIAN OVERSEAS BANK STJOSEPH SCHOOL CIVIL LINES branch is NA.
What is the address of INDIAN OVERSEAS BANK STJOSEPH SCHOOL CIVIL LINES?
INDIAN OVERSEAS BANK STJOSEPH SCHOOL CIVIL LINES branch is located at CIVIL LINES,GORAKHPUR,GORAKHPUR,PIN 273009.
Does INDIAN OVERSEAS BANK STJOSEPH SCHOOL CIVIL LINES support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK STJOSEPH SCHOOL CIVIL LINES branch supports NEFT, RTGS, IMPS, and UPI transactions.