INDIAN OVERSEAS BANK IFSC Code – SATWARI CHOWK JAMMU, JAMMU
Complete bank details including IFSC code, MICR code, address and payment facilities for SATWARI CHOWK JAMMU branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SATWARI CHOWK JAMMU |
| IFSC Code | IOBA0001958 |
| MICR Code | 180020003 |
| Address | SATWARI JAMMU CANTONMENT PIN 180003 |
| City | JAMMU |
| State | JAMMU AND KASHMIR |
| Contact | 2437431 |
Payment Facilities
About IFSC Code IOBA0001958
The IFSC code IOBA0001958 uniquely identifies the SATWARI CHOWK JAMMU branch of INDIAN OVERSEAS BANK located in JAMMU, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001958
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001958) – Unique branch identifier for SATWARI CHOWK JAMMU
How to Use IFSC Code IOBA0001958
To transfer money to any account at INDIAN OVERSEAS BANK SATWARI CHOWK JAMMU branch, you will need to provide the IFSC code IOBA0001958 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SATWARI CHOWK JAMMU
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SATWARI CHOWK JAMMU Branch
INDIAN OVERSEAS BANK SATWARI CHOWK JAMMU is a branch of INDIAN OVERSEAS BANK located in JAMMU, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in JAMMU and surrounding areas.
Branch Address
SATWARI JAMMU CANTONMENT PIN 180003, JAMMU, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 180020003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SATWARI CHOWK JAMMU?
The IFSC code of INDIAN OVERSEAS BANK SATWARI CHOWK JAMMU branch in JAMMU is IOBA0001958.
What is the MICR code of INDIAN OVERSEAS BANK SATWARI CHOWK JAMMU?
The MICR code of INDIAN OVERSEAS BANK SATWARI CHOWK JAMMU branch is 180020003.
What is the address of INDIAN OVERSEAS BANK SATWARI CHOWK JAMMU?
INDIAN OVERSEAS BANK SATWARI CHOWK JAMMU branch is located at SATWARI JAMMU CANTONMENT PIN 180003.
Does INDIAN OVERSEAS BANK SATWARI CHOWK JAMMU support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SATWARI CHOWK JAMMU branch supports NEFT, RTGS, IMPS, and UPI transactions.