INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – PIPLOD, PIPLOD

Complete bank details including IFSC code, MICR code, address and payment facilities for PIPLOD branch.

IFSC Code
IOBA0001938

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NamePIPLOD
IFSC CodeIOBA0001938
MICR Code395020003
AddressSANSKRRUT BUILDING, I FLOOR, OPP.ISCON MALL, DUMAS ROAD, S U R A T 395007
CityPIPLOD
DistrictDAHOD
StateGUJARAT
Contact2255450

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001938

The IFSC code IOBA0001938 uniquely identifies the PIPLOD branch of INDIAN OVERSEAS BANK located in PIPLOD, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001938

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001938) – Unique branch identifier for PIPLOD

How to Use IFSC Code IOBA0001938

To transfer money to any account at INDIAN OVERSEAS BANK PIPLOD branch, you will need to provide the IFSC code IOBA0001938 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PIPLOD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK PIPLOD Branch

INDIAN OVERSEAS BANK PIPLOD is a branch of INDIAN OVERSEAS BANK located in PIPLOD, GUJARAT. The branch provides comprehensive banking services to customers in PIPLOD and surrounding areas.

Branch Address

SANSKRRUT BUILDING, I FLOOR, OPP.ISCON MALL, DUMAS ROAD, S U R A T 395007, PIPLOD, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 395020003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK PIPLOD?

The IFSC code of INDIAN OVERSEAS BANK PIPLOD branch in PIPLOD is IOBA0001938.

What is the MICR code of INDIAN OVERSEAS BANK PIPLOD?

The MICR code of INDIAN OVERSEAS BANK PIPLOD branch is 395020003.

What is the address of INDIAN OVERSEAS BANK PIPLOD?

INDIAN OVERSEAS BANK PIPLOD branch is located at SANSKRRUT BUILDING, I FLOOR, OPP.ISCON MALL, DUMAS ROAD, S U R A T 395007.

Does INDIAN OVERSEAS BANK PIPLOD support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK PIPLOD branch supports NEFT, RTGS, IMPS, and UPI transactions.