INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KALYAN KHADAKPADA, AGHAI

Complete bank details including IFSC code, MICR code, address and payment facilities for KALYAN KHADAKPADA branch.

IFSC Code
IOBA0001927

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKALYAN KHADAKPADA
IFSC CodeIOBA0001927
MICR Code400020062
Address42 BY 5P SHOP NO5,6,7,8,9,GANDHARE VILLAGE,KHADAKPADA CIRCLE,THANE,PIN 421301
CityAGHAI
DistrictTHANE
StateMAHARASHTRA
Contact2201119

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001927

The IFSC code IOBA0001927 uniquely identifies the KALYAN KHADAKPADA branch of INDIAN OVERSEAS BANK located in AGHAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001927

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001927) – Unique branch identifier for KALYAN KHADAKPADA

How to Use IFSC Code IOBA0001927

To transfer money to any account at INDIAN OVERSEAS BANK KALYAN KHADAKPADA branch, you will need to provide the IFSC code IOBA0001927 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KALYAN KHADAKPADA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KALYAN KHADAKPADA Branch

INDIAN OVERSEAS BANK KALYAN KHADAKPADA is a branch of INDIAN OVERSEAS BANK located in AGHAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in AGHAI and surrounding areas.

Branch Address

42 BY 5P SHOP NO5,6,7,8,9,GANDHARE VILLAGE,KHADAKPADA CIRCLE,THANE,PIN 421301, AGHAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400020062. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KALYAN KHADAKPADA?

The IFSC code of INDIAN OVERSEAS BANK KALYAN KHADAKPADA branch in AGHAI is IOBA0001927.

What is the MICR code of INDIAN OVERSEAS BANK KALYAN KHADAKPADA?

The MICR code of INDIAN OVERSEAS BANK KALYAN KHADAKPADA branch is 400020062.

What is the address of INDIAN OVERSEAS BANK KALYAN KHADAKPADA?

INDIAN OVERSEAS BANK KALYAN KHADAKPADA branch is located at 42 BY 5P SHOP NO5,6,7,8,9,GANDHARE VILLAGE,KHADAKPADA CIRCLE,THANE,PIN 421301.

Does INDIAN OVERSEAS BANK KALYAN KHADAKPADA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KALYAN KHADAKPADA branch supports NEFT, RTGS, IMPS, and UPI transactions.