INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KALAYARKOIL, KALAYARKOIL

Complete bank details including IFSC code, MICR code, address and payment facilities for KALAYARKOIL branch.

IFSC Code
IOBA0001872

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKALAYARKOIL
IFSC CodeIOBA0001872
MICR Code630020208
Address3220 KASTURIBAI STREET I FLOOR,KALLAL ROAD,KALAYARKOIL,PIN 630561
CityKALAYARKOIL
DistrictSIVAGANGA
StateTAMIL NADU
Contact239311

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001872

The IFSC code IOBA0001872 uniquely identifies the KALAYARKOIL branch of INDIAN OVERSEAS BANK located in KALAYARKOIL, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001872

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001872) – Unique branch identifier for KALAYARKOIL

How to Use IFSC Code IOBA0001872

To transfer money to any account at INDIAN OVERSEAS BANK KALAYARKOIL branch, you will need to provide the IFSC code IOBA0001872 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KALAYARKOIL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KALAYARKOIL Branch

INDIAN OVERSEAS BANK KALAYARKOIL is a branch of INDIAN OVERSEAS BANK located in KALAYARKOIL, TAMIL NADU. The branch provides comprehensive banking services to customers in KALAYARKOIL and surrounding areas.

Branch Address

3220 KASTURIBAI STREET I FLOOR,KALLAL ROAD,KALAYARKOIL,PIN 630561, KALAYARKOIL, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 630020208. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KALAYARKOIL?

The IFSC code of INDIAN OVERSEAS BANK KALAYARKOIL branch in KALAYARKOIL is IOBA0001872.

What is the MICR code of INDIAN OVERSEAS BANK KALAYARKOIL?

The MICR code of INDIAN OVERSEAS BANK KALAYARKOIL branch is 630020208.

What is the address of INDIAN OVERSEAS BANK KALAYARKOIL?

INDIAN OVERSEAS BANK KALAYARKOIL branch is located at 3220 KASTURIBAI STREET I FLOOR,KALLAL ROAD,KALAYARKOIL,PIN 630561.

Does INDIAN OVERSEAS BANK KALAYARKOIL support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KALAYARKOIL branch supports NEFT, RTGS, IMPS, and UPI transactions.