INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KEELAMBAKKAM, CHENNAI

Complete bank details including IFSC code, MICR code, address and payment facilities for KEELAMBAKKAM branch.

IFSC Code
IOBA0001860

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKEELAMBAKKAM
IFSC CodeIOBA0001860
MICR Code600020148
AddressCHETTINAD HOSPITAL AND RESEARCH CENTR RAJIV GANDHI SALAI KELAMBAKKAM 603103
CityCHENNAI
StateTAMIL NADU
Contact27474177

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001860

The IFSC code IOBA0001860 uniquely identifies the KEELAMBAKKAM branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001860

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001860) – Unique branch identifier for KEELAMBAKKAM

How to Use IFSC Code IOBA0001860

To transfer money to any account at INDIAN OVERSEAS BANK KEELAMBAKKAM branch, you will need to provide the IFSC code IOBA0001860 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KEELAMBAKKAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KEELAMBAKKAM Branch

INDIAN OVERSEAS BANK KEELAMBAKKAM is a branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.

Branch Address

CHETTINAD HOSPITAL AND RESEARCH CENTR RAJIV GANDHI SALAI KELAMBAKKAM 603103, CHENNAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 600020148. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KEELAMBAKKAM?

The IFSC code of INDIAN OVERSEAS BANK KEELAMBAKKAM branch in CHENNAI is IOBA0001860.

What is the MICR code of INDIAN OVERSEAS BANK KEELAMBAKKAM?

The MICR code of INDIAN OVERSEAS BANK KEELAMBAKKAM branch is 600020148.

What is the address of INDIAN OVERSEAS BANK KEELAMBAKKAM?

INDIAN OVERSEAS BANK KEELAMBAKKAM branch is located at CHETTINAD HOSPITAL AND RESEARCH CENTR RAJIV GANDHI SALAI KELAMBAKKAM 603103.

Does INDIAN OVERSEAS BANK KEELAMBAKKAM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KEELAMBAKKAM branch supports NEFT, RTGS, IMPS, and UPI transactions.