INDIAN OVERSEAS BANK IFSC Code – KUMARAPURAM, CUDDALORE
Complete bank details including IFSC code, MICR code, address and payment facilities for KUMARAPURAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KUMARAPURAM |
| IFSC Code | IOBA0001824 |
| MICR Code | 605020014 |
| Address | KRISHNASAMY COLLEGE OF E AND T PREMISES SKUMARAPURAM,CDL NKUPPAM RD CUDDALORE PIN 607109 |
| City | CUDDALORE |
| District | ALAPUZHA |
| State | KERALA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0001824
The IFSC code IOBA0001824 uniquely identifies the KUMARAPURAM branch of INDIAN OVERSEAS BANK located in CUDDALORE, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001824
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001824) – Unique branch identifier for KUMARAPURAM
How to Use IFSC Code IOBA0001824
To transfer money to any account at INDIAN OVERSEAS BANK KUMARAPURAM branch, you will need to provide the IFSC code IOBA0001824 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KUMARAPURAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KUMARAPURAM Branch
INDIAN OVERSEAS BANK KUMARAPURAM is a branch of INDIAN OVERSEAS BANK located in CUDDALORE, KERALA. The branch provides comprehensive banking services to customers in CUDDALORE and surrounding areas.
Branch Address
KRISHNASAMY COLLEGE OF E AND T PREMISES SKUMARAPURAM,CDL NKUPPAM RD CUDDALORE PIN 607109, CUDDALORE, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 605020014. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KUMARAPURAM?
The IFSC code of INDIAN OVERSEAS BANK KUMARAPURAM branch in CUDDALORE is IOBA0001824.
What is the MICR code of INDIAN OVERSEAS BANK KUMARAPURAM?
The MICR code of INDIAN OVERSEAS BANK KUMARAPURAM branch is 605020014.
What is the address of INDIAN OVERSEAS BANK KUMARAPURAM?
INDIAN OVERSEAS BANK KUMARAPURAM branch is located at KRISHNASAMY COLLEGE OF E AND T PREMISES SKUMARAPURAM,CDL NKUPPAM RD CUDDALORE PIN 607109.
Does INDIAN OVERSEAS BANK KUMARAPURAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KUMARAPURAM branch supports NEFT, RTGS, IMPS, and UPI transactions.