INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – LOYOLA NAGAR, NALLAPADU

Complete bank details including IFSC code, MICR code, address and payment facilities for LOYOLA NAGAR branch.

IFSC Code
IOBA0001805

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameLOYOLA NAGAR
IFSC CodeIOBA0001805
MICR CodeNA
AddressLOYOLA NAGAR NALLAPADU GUNTUR PIN 522005
CityNALLAPADU
DistrictGUNTUR
StateANDHRA PRADESH
Contact2570804

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001805

The IFSC code IOBA0001805 uniquely identifies the LOYOLA NAGAR branch of INDIAN OVERSEAS BANK located in NALLAPADU, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001805

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001805) – Unique branch identifier for LOYOLA NAGAR

How to Use IFSC Code IOBA0001805

To transfer money to any account at INDIAN OVERSEAS BANK LOYOLA NAGAR branch, you will need to provide the IFSC code IOBA0001805 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LOYOLA NAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK LOYOLA NAGAR Branch

INDIAN OVERSEAS BANK LOYOLA NAGAR is a branch of INDIAN OVERSEAS BANK located in NALLAPADU, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in NALLAPADU and surrounding areas.

Branch Address

LOYOLA NAGAR NALLAPADU GUNTUR PIN 522005, NALLAPADU, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK LOYOLA NAGAR?

The IFSC code of INDIAN OVERSEAS BANK LOYOLA NAGAR branch in NALLAPADU is IOBA0001805.

What is the MICR code of INDIAN OVERSEAS BANK LOYOLA NAGAR?

The MICR code of INDIAN OVERSEAS BANK LOYOLA NAGAR branch is NA.

What is the address of INDIAN OVERSEAS BANK LOYOLA NAGAR?

INDIAN OVERSEAS BANK LOYOLA NAGAR branch is located at LOYOLA NAGAR NALLAPADU GUNTUR PIN 522005.

Does INDIAN OVERSEAS BANK LOYOLA NAGAR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK LOYOLA NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.