INDIAN OVERSEAS BANK IFSC Code – GURGAONSECTOR 44, GURGAON
Complete bank details including IFSC code, MICR code, address and payment facilities for GURGAONSECTOR 44 branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | GURGAONSECTOR 44 |
| IFSC Code | IOBA0001804 |
| MICR Code | 110020085 |
| Address | SECTOR 44, APPAREL HOUSE, INSTITUTIONAL AREA, GURGAON PIN 122003 |
| City | GURGAON |
| State | HARYANA |
| Contact | 27258042 |
Payment Facilities
About IFSC Code IOBA0001804
The IFSC code IOBA0001804 uniquely identifies the GURGAONSECTOR 44 branch of INDIAN OVERSEAS BANK located in GURGAON, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001804
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001804) – Unique branch identifier for GURGAONSECTOR 44
How to Use IFSC Code IOBA0001804
To transfer money to any account at INDIAN OVERSEAS BANK GURGAONSECTOR 44 branch, you will need to provide the IFSC code IOBA0001804 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GURGAONSECTOR 44
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK GURGAONSECTOR 44 Branch
INDIAN OVERSEAS BANK GURGAONSECTOR 44 is a branch of INDIAN OVERSEAS BANK located in GURGAON, HARYANA. The branch provides comprehensive banking services to customers in GURGAON and surrounding areas.
Branch Address
SECTOR 44, APPAREL HOUSE, INSTITUTIONAL AREA, GURGAON PIN 122003, GURGAON, HARYANA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 110020085. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK GURGAONSECTOR 44?
The IFSC code of INDIAN OVERSEAS BANK GURGAONSECTOR 44 branch in GURGAON is IOBA0001804.
What is the MICR code of INDIAN OVERSEAS BANK GURGAONSECTOR 44?
The MICR code of INDIAN OVERSEAS BANK GURGAONSECTOR 44 branch is 110020085.
What is the address of INDIAN OVERSEAS BANK GURGAONSECTOR 44?
INDIAN OVERSEAS BANK GURGAONSECTOR 44 branch is located at SECTOR 44, APPAREL HOUSE, INSTITUTIONAL AREA, GURGAON PIN 122003.
Does INDIAN OVERSEAS BANK GURGAONSECTOR 44 support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK GURGAONSECTOR 44 branch supports NEFT, RTGS, IMPS, and UPI transactions.