INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – COLLECTOR OFFICE ROAD, CUDDALORE

Complete bank details including IFSC code, MICR code, address and payment facilities for COLLECTOR OFFICE ROAD branch.

IFSC Code
IOBA0001778

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameCOLLECTOR OFFICE ROAD
IFSC CodeIOBA0001778
MICR Code605020013
AddressDISTRICT COURT BUILDINGS, COLLECTOR OFFICE ROAD, CUDDALORE607001
CityCUDDALORE
StateTAMIL NADU
Contact2417192

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001778

The IFSC code IOBA0001778 uniquely identifies the COLLECTOR OFFICE ROAD branch of INDIAN OVERSEAS BANK located in CUDDALORE, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001778

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001778) – Unique branch identifier for COLLECTOR OFFICE ROAD

How to Use IFSC Code IOBA0001778

To transfer money to any account at INDIAN OVERSEAS BANK COLLECTOR OFFICE ROAD branch, you will need to provide the IFSC code IOBA0001778 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at COLLECTOR OFFICE ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK COLLECTOR OFFICE ROAD Branch

INDIAN OVERSEAS BANK COLLECTOR OFFICE ROAD is a branch of INDIAN OVERSEAS BANK located in CUDDALORE, TAMIL NADU. The branch provides comprehensive banking services to customers in CUDDALORE and surrounding areas.

Branch Address

DISTRICT COURT BUILDINGS, COLLECTOR OFFICE ROAD, CUDDALORE607001, CUDDALORE, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 605020013. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK COLLECTOR OFFICE ROAD?

The IFSC code of INDIAN OVERSEAS BANK COLLECTOR OFFICE ROAD branch in CUDDALORE is IOBA0001778.

What is the MICR code of INDIAN OVERSEAS BANK COLLECTOR OFFICE ROAD?

The MICR code of INDIAN OVERSEAS BANK COLLECTOR OFFICE ROAD branch is 605020013.

What is the address of INDIAN OVERSEAS BANK COLLECTOR OFFICE ROAD?

INDIAN OVERSEAS BANK COLLECTOR OFFICE ROAD branch is located at DISTRICT COURT BUILDINGS, COLLECTOR OFFICE ROAD, CUDDALORE607001.

Does INDIAN OVERSEAS BANK COLLECTOR OFFICE ROAD support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK COLLECTOR OFFICE ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.