INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KADRI TEMPLE ROAD, MANGALORE

Complete bank details including IFSC code, MICR code, address and payment facilities for KADRI TEMPLE ROAD branch.

IFSC Code
IOBA0001770

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKADRI TEMPLE ROAD
IFSC CodeIOBA0001770
MICR Code575020004
AddressKADRI TEMPLE ROAD,MANGALORE,PIN 575002
CityMANGALORE
DistrictDAKSHIN KANNAD
StateKARNATAKA
Contact2240602

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001770

The IFSC code IOBA0001770 uniquely identifies the KADRI TEMPLE ROAD branch of INDIAN OVERSEAS BANK located in MANGALORE, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001770

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001770) – Unique branch identifier for KADRI TEMPLE ROAD

How to Use IFSC Code IOBA0001770

To transfer money to any account at INDIAN OVERSEAS BANK KADRI TEMPLE ROAD branch, you will need to provide the IFSC code IOBA0001770 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KADRI TEMPLE ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KADRI TEMPLE ROAD Branch

INDIAN OVERSEAS BANK KADRI TEMPLE ROAD is a branch of INDIAN OVERSEAS BANK located in MANGALORE, KARNATAKA. The branch provides comprehensive banking services to customers in MANGALORE and surrounding areas.

Branch Address

KADRI TEMPLE ROAD,MANGALORE,PIN 575002, MANGALORE, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 575020004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KADRI TEMPLE ROAD?

The IFSC code of INDIAN OVERSEAS BANK KADRI TEMPLE ROAD branch in MANGALORE is IOBA0001770.

What is the MICR code of INDIAN OVERSEAS BANK KADRI TEMPLE ROAD?

The MICR code of INDIAN OVERSEAS BANK KADRI TEMPLE ROAD branch is 575020004.

What is the address of INDIAN OVERSEAS BANK KADRI TEMPLE ROAD?

INDIAN OVERSEAS BANK KADRI TEMPLE ROAD branch is located at KADRI TEMPLE ROAD,MANGALORE,PIN 575002.

Does INDIAN OVERSEAS BANK KADRI TEMPLE ROAD support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KADRI TEMPLE ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.