INDIAN OVERSEAS BANK IFSC Code – AMBALA CITY, AMBALA
Complete bank details including IFSC code, MICR code, address and payment facilities for AMBALA CITY branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | AMBALA CITY |
| IFSC Code | IOBA0001630 |
| MICR Code | 133020003 |
| Address | 3 AND 4 NEAR POLICE LINES CIVIL LINES AMBALA CITY PIN134003 |
| City | AMBALA |
| State | HARYANA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0001630
The IFSC code IOBA0001630 uniquely identifies the AMBALA CITY branch of INDIAN OVERSEAS BANK located in AMBALA, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001630
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001630) – Unique branch identifier for AMBALA CITY
How to Use IFSC Code IOBA0001630
To transfer money to any account at INDIAN OVERSEAS BANK AMBALA CITY branch, you will need to provide the IFSC code IOBA0001630 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at AMBALA CITY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK AMBALA CITY Branch
INDIAN OVERSEAS BANK AMBALA CITY is a branch of INDIAN OVERSEAS BANK located in AMBALA, HARYANA. The branch provides comprehensive banking services to customers in AMBALA and surrounding areas.
Branch Address
3 AND 4 NEAR POLICE LINES CIVIL LINES AMBALA CITY PIN134003, AMBALA, HARYANA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 133020003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK AMBALA CITY?
The IFSC code of INDIAN OVERSEAS BANK AMBALA CITY branch in AMBALA is IOBA0001630.
What is the MICR code of INDIAN OVERSEAS BANK AMBALA CITY?
The MICR code of INDIAN OVERSEAS BANK AMBALA CITY branch is 133020003.
What is the address of INDIAN OVERSEAS BANK AMBALA CITY?
INDIAN OVERSEAS BANK AMBALA CITY branch is located at 3 AND 4 NEAR POLICE LINES CIVIL LINES AMBALA CITY PIN134003.
Does INDIAN OVERSEAS BANK AMBALA CITY support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK AMBALA CITY branch supports NEFT, RTGS, IMPS, and UPI transactions.