INDIAN OVERSEAS BANK IFSC Code – MANDI GOBINDGARH, GOBIND GARH
Complete bank details including IFSC code, MICR code, address and payment facilities for MANDI GOBINDGARH branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | MANDI GOBINDGARH |
| IFSC Code | IOBA0001601 |
| MICR Code | 147020102 |
| Address | OPP GENERAL BUS STAND G T ROAD MANDI GOBINDGARH PIN 147301 |
| City | GOBIND GARH |
| District | FATEHGARH SAHIB |
| State | PUNJAB |
| Contact | 22950166 |
Payment Facilities
About IFSC Code IOBA0001601
The IFSC code IOBA0001601 uniquely identifies the MANDI GOBINDGARH branch of INDIAN OVERSEAS BANK located in GOBIND GARH, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001601
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001601) – Unique branch identifier for MANDI GOBINDGARH
How to Use IFSC Code IOBA0001601
To transfer money to any account at INDIAN OVERSEAS BANK MANDI GOBINDGARH branch, you will need to provide the IFSC code IOBA0001601 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MANDI GOBINDGARH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK MANDI GOBINDGARH Branch
INDIAN OVERSEAS BANK MANDI GOBINDGARH is a branch of INDIAN OVERSEAS BANK located in GOBIND GARH, PUNJAB. The branch provides comprehensive banking services to customers in GOBIND GARH and surrounding areas.
Branch Address
OPP GENERAL BUS STAND G T ROAD MANDI GOBINDGARH PIN 147301, GOBIND GARH, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 147020102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK MANDI GOBINDGARH?
The IFSC code of INDIAN OVERSEAS BANK MANDI GOBINDGARH branch in GOBIND GARH is IOBA0001601.
What is the MICR code of INDIAN OVERSEAS BANK MANDI GOBINDGARH?
The MICR code of INDIAN OVERSEAS BANK MANDI GOBINDGARH branch is 147020102.
What is the address of INDIAN OVERSEAS BANK MANDI GOBINDGARH?
INDIAN OVERSEAS BANK MANDI GOBINDGARH branch is located at OPP GENERAL BUS STAND G T ROAD MANDI GOBINDGARH PIN 147301.
Does INDIAN OVERSEAS BANK MANDI GOBINDGARH support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK MANDI GOBINDGARH branch supports NEFT, RTGS, IMPS, and UPI transactions.