INDIAN OVERSEAS BANK IFSC Code – ST THOMAS MOUNT, CHENNAI
Complete bank details including IFSC code, MICR code, address and payment facilities for ST THOMAS MOUNT branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | ST THOMAS MOUNT |
| IFSC Code | IOBA0001581 |
| MICR Code | 600020105 |
| Address | 41, MAIN ROAD, ST. THOMAS MOUNT, CHENNAI 600016 |
| City | CHENNAI |
| State | TAMIL NADU |
| Contact | 2380486 |
Payment Facilities
About IFSC Code IOBA0001581
The IFSC code IOBA0001581 uniquely identifies the ST THOMAS MOUNT branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001581
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001581) – Unique branch identifier for ST THOMAS MOUNT
How to Use IFSC Code IOBA0001581
To transfer money to any account at INDIAN OVERSEAS BANK ST THOMAS MOUNT branch, you will need to provide the IFSC code IOBA0001581 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ST THOMAS MOUNT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK ST THOMAS MOUNT Branch
INDIAN OVERSEAS BANK ST THOMAS MOUNT is a branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.
Branch Address
41, MAIN ROAD, ST. THOMAS MOUNT, CHENNAI 600016, CHENNAI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 600020105. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK ST THOMAS MOUNT?
The IFSC code of INDIAN OVERSEAS BANK ST THOMAS MOUNT branch in CHENNAI is IOBA0001581.
What is the MICR code of INDIAN OVERSEAS BANK ST THOMAS MOUNT?
The MICR code of INDIAN OVERSEAS BANK ST THOMAS MOUNT branch is 600020105.
What is the address of INDIAN OVERSEAS BANK ST THOMAS MOUNT?
INDIAN OVERSEAS BANK ST THOMAS MOUNT branch is located at 41, MAIN ROAD, ST. THOMAS MOUNT, CHENNAI 600016.
Does INDIAN OVERSEAS BANK ST THOMAS MOUNT support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK ST THOMAS MOUNT branch supports NEFT, RTGS, IMPS, and UPI transactions.