INDIAN OVERSEAS BANK IFSC Code – SWASTIK VIHAR, PANCHKULA
Complete bank details including IFSC code, MICR code, address and payment facilities for SWASTIK VIHAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SWASTIK VIHAR |
| IFSC Code | IOBA0001565 |
| MICR Code | 160020007 |
| Address | SCO 25 26,SWASTIK VIHAR,SECTOR 5,PANCHKULA PIN 134109 |
| City | PANCHKULA |
| State | HARYANA |
| Contact | 2650633 |
Payment Facilities
About IFSC Code IOBA0001565
The IFSC code IOBA0001565 uniquely identifies the SWASTIK VIHAR branch of INDIAN OVERSEAS BANK located in PANCHKULA, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001565
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001565) – Unique branch identifier for SWASTIK VIHAR
How to Use IFSC Code IOBA0001565
To transfer money to any account at INDIAN OVERSEAS BANK SWASTIK VIHAR branch, you will need to provide the IFSC code IOBA0001565 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SWASTIK VIHAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SWASTIK VIHAR Branch
INDIAN OVERSEAS BANK SWASTIK VIHAR is a branch of INDIAN OVERSEAS BANK located in PANCHKULA, HARYANA. The branch provides comprehensive banking services to customers in PANCHKULA and surrounding areas.
Branch Address
SCO 25 26,SWASTIK VIHAR,SECTOR 5,PANCHKULA PIN 134109, PANCHKULA, HARYANA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 160020007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SWASTIK VIHAR?
The IFSC code of INDIAN OVERSEAS BANK SWASTIK VIHAR branch in PANCHKULA is IOBA0001565.
What is the MICR code of INDIAN OVERSEAS BANK SWASTIK VIHAR?
The MICR code of INDIAN OVERSEAS BANK SWASTIK VIHAR branch is 160020007.
What is the address of INDIAN OVERSEAS BANK SWASTIK VIHAR?
INDIAN OVERSEAS BANK SWASTIK VIHAR branch is located at SCO 25 26,SWASTIK VIHAR,SECTOR 5,PANCHKULA PIN 134109.
Does INDIAN OVERSEAS BANK SWASTIK VIHAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SWASTIK VIHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.