INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KATHAR, KATHAR

Complete bank details including IFSC code, MICR code, address and payment facilities for KATHAR branch.

IFSC Code
IOBA0001528

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKATHAR
IFSC CodeIOBA0001528
MICR CodeNA
AddressSANT SARWAN DASS CHARI ,HOSPITAL, VIL AND POST KATHAR ,KHATHAR PIN 144106
CityKATHAR
DistrictJALANDHAR
StatePUNJAB
Contact2719112

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001528

The IFSC code IOBA0001528 uniquely identifies the KATHAR branch of INDIAN OVERSEAS BANK located in KATHAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001528

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001528) – Unique branch identifier for KATHAR

How to Use IFSC Code IOBA0001528

To transfer money to any account at INDIAN OVERSEAS BANK KATHAR branch, you will need to provide the IFSC code IOBA0001528 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KATHAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KATHAR Branch

INDIAN OVERSEAS BANK KATHAR is a branch of INDIAN OVERSEAS BANK located in KATHAR, PUNJAB. The branch provides comprehensive banking services to customers in KATHAR and surrounding areas.

Branch Address

SANT SARWAN DASS CHARI ,HOSPITAL, VIL AND POST KATHAR ,KHATHAR PIN 144106, KATHAR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KATHAR?

The IFSC code of INDIAN OVERSEAS BANK KATHAR branch in KATHAR is IOBA0001528.

What is the MICR code of INDIAN OVERSEAS BANK KATHAR?

The MICR code of INDIAN OVERSEAS BANK KATHAR branch is NA.

What is the address of INDIAN OVERSEAS BANK KATHAR?

INDIAN OVERSEAS BANK KATHAR branch is located at SANT SARWAN DASS CHARI ,HOSPITAL, VIL AND POST KATHAR ,KHATHAR PIN 144106.

Does INDIAN OVERSEAS BANK KATHAR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KATHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.