INDIAN OVERSEAS BANK IFSC Code – HALDIA, HALDIA
Complete bank details including IFSC code, MICR code, address and payment facilities for HALDIA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | HALDIA |
| IFSC Code | IOBA0001483 |
| MICR Code | 721020002 |
| Address | HALDIA MUNICIPALITY DR BR AMBEDKAR BHAVAN CITY CENTRE DEBHOG HALDIA PIN 721657 |
| City | HALDIA |
| District | PURBA MEDINIPUR |
| State | WEST BENGAL |
| Contact | 253027 |
Payment Facilities
About IFSC Code IOBA0001483
The IFSC code IOBA0001483 uniquely identifies the HALDIA branch of INDIAN OVERSEAS BANK located in HALDIA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001483
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001483) – Unique branch identifier for HALDIA
How to Use IFSC Code IOBA0001483
To transfer money to any account at INDIAN OVERSEAS BANK HALDIA branch, you will need to provide the IFSC code IOBA0001483 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at HALDIA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK HALDIA Branch
INDIAN OVERSEAS BANK HALDIA is a branch of INDIAN OVERSEAS BANK located in HALDIA, WEST BENGAL. The branch provides comprehensive banking services to customers in HALDIA and surrounding areas.
Branch Address
HALDIA MUNICIPALITY DR BR AMBEDKAR BHAVAN CITY CENTRE DEBHOG HALDIA PIN 721657, HALDIA, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 721020002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK HALDIA?
The IFSC code of INDIAN OVERSEAS BANK HALDIA branch in HALDIA is IOBA0001483.
What is the MICR code of INDIAN OVERSEAS BANK HALDIA?
The MICR code of INDIAN OVERSEAS BANK HALDIA branch is 721020002.
What is the address of INDIAN OVERSEAS BANK HALDIA?
INDIAN OVERSEAS BANK HALDIA branch is located at HALDIA MUNICIPALITY DR BR AMBEDKAR BHAVAN CITY CENTRE DEBHOG HALDIA PIN 721657.
Does INDIAN OVERSEAS BANK HALDIA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK HALDIA branch supports NEFT, RTGS, IMPS, and UPI transactions.