INDIAN OVERSEAS BANK IFSC Code – RAJAMPET, RAJAMPET
Complete bank details including IFSC code, MICR code, address and payment facilities for RAJAMPET branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | RAJAMPET |
| IFSC Code | IOBA0001478 |
| MICR Code | 516020642 |
| Address | 6 BY 399M P A B NARAYANA REDDY COMPLEX RAILWAY STATION ROAD RAJAMPET PIN 516115 |
| City | RAJAMPET |
| District | ADILABAD |
| State | ANDHRA PRADESH |
| Contact | 248300 |
Payment Facilities
About IFSC Code IOBA0001478
The IFSC code IOBA0001478 uniquely identifies the RAJAMPET branch of INDIAN OVERSEAS BANK located in RAJAMPET, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001478
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001478) – Unique branch identifier for RAJAMPET
How to Use IFSC Code IOBA0001478
To transfer money to any account at INDIAN OVERSEAS BANK RAJAMPET branch, you will need to provide the IFSC code IOBA0001478 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAJAMPET
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK RAJAMPET Branch
INDIAN OVERSEAS BANK RAJAMPET is a branch of INDIAN OVERSEAS BANK located in RAJAMPET, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in RAJAMPET and surrounding areas.
Branch Address
6 BY 399M P A B NARAYANA REDDY COMPLEX RAILWAY STATION ROAD RAJAMPET PIN 516115, RAJAMPET, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 516020642. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK RAJAMPET?
The IFSC code of INDIAN OVERSEAS BANK RAJAMPET branch in RAJAMPET is IOBA0001478.
What is the MICR code of INDIAN OVERSEAS BANK RAJAMPET?
The MICR code of INDIAN OVERSEAS BANK RAJAMPET branch is 516020642.
What is the address of INDIAN OVERSEAS BANK RAJAMPET?
INDIAN OVERSEAS BANK RAJAMPET branch is located at 6 BY 399M P A B NARAYANA REDDY COMPLEX RAILWAY STATION ROAD RAJAMPET PIN 516115.
Does INDIAN OVERSEAS BANK RAJAMPET support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK RAJAMPET branch supports NEFT, RTGS, IMPS, and UPI transactions.