INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – MAJHOLA, MANJHOLA

Complete bank details including IFSC code, MICR code, address and payment facilities for MAJHOLA branch.

IFSC Code
IOBA0001410

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameMAJHOLA
IFSC CodeIOBA0001410
MICR Code244020004
AddressDR KHARE S BUILDING, DELHI MORADABAD ROAD, MAJHOLA, MORADABAD, PIN 244001
CityMANJHOLA
DistrictPILIBHIT
StateUTTAR PRADESH
Contact2489643

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001410

The IFSC code IOBA0001410 uniquely identifies the MAJHOLA branch of INDIAN OVERSEAS BANK located in MANJHOLA, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001410

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001410) – Unique branch identifier for MAJHOLA

How to Use IFSC Code IOBA0001410

To transfer money to any account at INDIAN OVERSEAS BANK MAJHOLA branch, you will need to provide the IFSC code IOBA0001410 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MAJHOLA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK MAJHOLA Branch

INDIAN OVERSEAS BANK MAJHOLA is a branch of INDIAN OVERSEAS BANK located in MANJHOLA, UTTAR PRADESH. The branch provides comprehensive banking services to customers in MANJHOLA and surrounding areas.

Branch Address

DR KHARE S BUILDING, DELHI MORADABAD ROAD, MAJHOLA, MORADABAD, PIN 244001, MANJHOLA, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 244020004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK MAJHOLA?

The IFSC code of INDIAN OVERSEAS BANK MAJHOLA branch in MANJHOLA is IOBA0001410.

What is the MICR code of INDIAN OVERSEAS BANK MAJHOLA?

The MICR code of INDIAN OVERSEAS BANK MAJHOLA branch is 244020004.

What is the address of INDIAN OVERSEAS BANK MAJHOLA?

INDIAN OVERSEAS BANK MAJHOLA branch is located at DR KHARE S BUILDING, DELHI MORADABAD ROAD, MAJHOLA, MORADABAD, PIN 244001.

Does INDIAN OVERSEAS BANK MAJHOLA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK MAJHOLA branch supports NEFT, RTGS, IMPS, and UPI transactions.