INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – TIRUTANI, TIRUTTANI

Complete bank details including IFSC code, MICR code, address and payment facilities for TIRUTANI branch.

IFSC Code
IOBA0001405

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTIRUTANI
IFSC CodeIOBA0001405
MICR Code631020202
AddressNO 14H ARAKONAM ROAD TIRUTTANI631 209
CityTIRUTTANI
DistrictTHIRUVALLUR
StateTAMIL NADU
Contact27886081

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001405

The IFSC code IOBA0001405 uniquely identifies the TIRUTANI branch of INDIAN OVERSEAS BANK located in TIRUTTANI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001405

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001405) – Unique branch identifier for TIRUTANI

How to Use IFSC Code IOBA0001405

To transfer money to any account at INDIAN OVERSEAS BANK TIRUTANI branch, you will need to provide the IFSC code IOBA0001405 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at TIRUTANI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK TIRUTANI Branch

INDIAN OVERSEAS BANK TIRUTANI is a branch of INDIAN OVERSEAS BANK located in TIRUTTANI, TAMIL NADU. The branch provides comprehensive banking services to customers in TIRUTTANI and surrounding areas.

Branch Address

NO 14H ARAKONAM ROAD TIRUTTANI631 209, TIRUTTANI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 631020202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK TIRUTANI?

The IFSC code of INDIAN OVERSEAS BANK TIRUTANI branch in TIRUTTANI is IOBA0001405.

What is the MICR code of INDIAN OVERSEAS BANK TIRUTANI?

The MICR code of INDIAN OVERSEAS BANK TIRUTANI branch is 631020202.

What is the address of INDIAN OVERSEAS BANK TIRUTANI?

INDIAN OVERSEAS BANK TIRUTANI branch is located at NO 14H ARAKONAM ROAD TIRUTTANI631 209.

Does INDIAN OVERSEAS BANK TIRUTANI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK TIRUTANI branch supports NEFT, RTGS, IMPS, and UPI transactions.