INDIAN OVERSEAS BANK IFSC Code – KADAYAM, KADAYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KADAYAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KADAYAM |
| IFSC Code | IOBA0001381 |
| MICR Code | 627020054 |
| Address | SHANMUGAM BUILDING PERUMAL SANNADHI STREET KADAYAM PIN 627415 |
| City | KADAYAM |
| District | TIRUNELVALI |
| State | TAMIL NADU |
| Contact | 240438 |
Payment Facilities
About IFSC Code IOBA0001381
The IFSC code IOBA0001381 uniquely identifies the KADAYAM branch of INDIAN OVERSEAS BANK located in KADAYAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001381
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001381) – Unique branch identifier for KADAYAM
How to Use IFSC Code IOBA0001381
To transfer money to any account at INDIAN OVERSEAS BANK KADAYAM branch, you will need to provide the IFSC code IOBA0001381 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KADAYAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KADAYAM Branch
INDIAN OVERSEAS BANK KADAYAM is a branch of INDIAN OVERSEAS BANK located in KADAYAM, TAMIL NADU. The branch provides comprehensive banking services to customers in KADAYAM and surrounding areas.
Branch Address
SHANMUGAM BUILDING PERUMAL SANNADHI STREET KADAYAM PIN 627415, KADAYAM, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 627020054. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KADAYAM?
The IFSC code of INDIAN OVERSEAS BANK KADAYAM branch in KADAYAM is IOBA0001381.
What is the MICR code of INDIAN OVERSEAS BANK KADAYAM?
The MICR code of INDIAN OVERSEAS BANK KADAYAM branch is 627020054.
What is the address of INDIAN OVERSEAS BANK KADAYAM?
INDIAN OVERSEAS BANK KADAYAM branch is located at SHANMUGAM BUILDING PERUMAL SANNADHI STREET KADAYAM PIN 627415.
Does INDIAN OVERSEAS BANK KADAYAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KADAYAM branch supports NEFT, RTGS, IMPS, and UPI transactions.