INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – THIPPIRAJAPURAM, KUMBAKONAM

Complete bank details including IFSC code, MICR code, address and payment facilities for THIPPIRAJAPURAM branch.

IFSC Code
IOBA0001368

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTHIPPIRAJAPURAM
IFSC CodeIOBA0001368
MICR Code612020016
Address3 BY 105 NORTH STREET THIPPIRAJAPURAM PIN 612402
CityKUMBAKONAM
DistrictTHANJAVUR
StateTAMIL NADU
Contact2444188

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001368

The IFSC code IOBA0001368 uniquely identifies the THIPPIRAJAPURAM branch of INDIAN OVERSEAS BANK located in KUMBAKONAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001368

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001368) – Unique branch identifier for THIPPIRAJAPURAM

How to Use IFSC Code IOBA0001368

To transfer money to any account at INDIAN OVERSEAS BANK THIPPIRAJAPURAM branch, you will need to provide the IFSC code IOBA0001368 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at THIPPIRAJAPURAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK THIPPIRAJAPURAM Branch

INDIAN OVERSEAS BANK THIPPIRAJAPURAM is a branch of INDIAN OVERSEAS BANK located in KUMBAKONAM, TAMIL NADU. The branch provides comprehensive banking services to customers in KUMBAKONAM and surrounding areas.

Branch Address

3 BY 105 NORTH STREET THIPPIRAJAPURAM PIN 612402, KUMBAKONAM, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 612020016. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK THIPPIRAJAPURAM?

The IFSC code of INDIAN OVERSEAS BANK THIPPIRAJAPURAM branch in KUMBAKONAM is IOBA0001368.

What is the MICR code of INDIAN OVERSEAS BANK THIPPIRAJAPURAM?

The MICR code of INDIAN OVERSEAS BANK THIPPIRAJAPURAM branch is 612020016.

What is the address of INDIAN OVERSEAS BANK THIPPIRAJAPURAM?

INDIAN OVERSEAS BANK THIPPIRAJAPURAM branch is located at 3 BY 105 NORTH STREET THIPPIRAJAPURAM PIN 612402.

Does INDIAN OVERSEAS BANK THIPPIRAJAPURAM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK THIPPIRAJAPURAM branch supports NEFT, RTGS, IMPS, and UPI transactions.