INDIAN OVERSEAS BANK IFSC Code – VALLAMPADUGAI, VALLAMPADUGIA
Complete bank details including IFSC code, MICR code, address and payment facilities for VALLAMPADUGAI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | VALLAMPADUGAI |
| IFSC Code | IOBA0001358 |
| MICR Code | 605020023 |
| Address | 52 MAIN ROAD VALLAMPADUGAI PIN 608401 |
| City | VALLAMPADUGIA |
| District | CUDDALORE |
| State | TAMIL NADU |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0001358
The IFSC code IOBA0001358 uniquely identifies the VALLAMPADUGAI branch of INDIAN OVERSEAS BANK located in VALLAMPADUGIA, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001358
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001358) – Unique branch identifier for VALLAMPADUGAI
How to Use IFSC Code IOBA0001358
To transfer money to any account at INDIAN OVERSEAS BANK VALLAMPADUGAI branch, you will need to provide the IFSC code IOBA0001358 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VALLAMPADUGAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK VALLAMPADUGAI Branch
INDIAN OVERSEAS BANK VALLAMPADUGAI is a branch of INDIAN OVERSEAS BANK located in VALLAMPADUGIA, TAMIL NADU. The branch provides comprehensive banking services to customers in VALLAMPADUGIA and surrounding areas.
Branch Address
52 MAIN ROAD VALLAMPADUGAI PIN 608401, VALLAMPADUGIA, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 605020023. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK VALLAMPADUGAI?
The IFSC code of INDIAN OVERSEAS BANK VALLAMPADUGAI branch in VALLAMPADUGIA is IOBA0001358.
What is the MICR code of INDIAN OVERSEAS BANK VALLAMPADUGAI?
The MICR code of INDIAN OVERSEAS BANK VALLAMPADUGAI branch is 605020023.
What is the address of INDIAN OVERSEAS BANK VALLAMPADUGAI?
INDIAN OVERSEAS BANK VALLAMPADUGAI branch is located at 52 MAIN ROAD VALLAMPADUGAI PIN 608401.
Does INDIAN OVERSEAS BANK VALLAMPADUGAI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK VALLAMPADUGAI branch supports NEFT, RTGS, IMPS, and UPI transactions.