INDIAN OVERSEAS BANK IFSC Code – ENNAIKKARAN STREET, KANCHIPURAM
Complete bank details including IFSC code, MICR code, address and payment facilities for ENNAIKKARAN STREET branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | ENNAIKKARAN STREET |
| IFSC Code | IOBA0001318 |
| MICR Code | 600020153 |
| Address | 122 F, ENNAIKARA STREET, KANCHEEPURAM 631501 |
| City | KANCHIPURAM |
| District | KANCHEEPURAM |
| State | TAMIL NADU |
| Contact | 27235108 |
Payment Facilities
About IFSC Code IOBA0001318
The IFSC code IOBA0001318 uniquely identifies the ENNAIKKARAN STREET branch of INDIAN OVERSEAS BANK located in KANCHIPURAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001318
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001318) – Unique branch identifier for ENNAIKKARAN STREET
How to Use IFSC Code IOBA0001318
To transfer money to any account at INDIAN OVERSEAS BANK ENNAIKKARAN STREET branch, you will need to provide the IFSC code IOBA0001318 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ENNAIKKARAN STREET
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK ENNAIKKARAN STREET Branch
INDIAN OVERSEAS BANK ENNAIKKARAN STREET is a branch of INDIAN OVERSEAS BANK located in KANCHIPURAM, TAMIL NADU. The branch provides comprehensive banking services to customers in KANCHIPURAM and surrounding areas.
Branch Address
122 F, ENNAIKARA STREET, KANCHEEPURAM 631501, KANCHIPURAM, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 600020153. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK ENNAIKKARAN STREET?
The IFSC code of INDIAN OVERSEAS BANK ENNAIKKARAN STREET branch in KANCHIPURAM is IOBA0001318.
What is the MICR code of INDIAN OVERSEAS BANK ENNAIKKARAN STREET?
The MICR code of INDIAN OVERSEAS BANK ENNAIKKARAN STREET branch is 600020153.
What is the address of INDIAN OVERSEAS BANK ENNAIKKARAN STREET?
INDIAN OVERSEAS BANK ENNAIKKARAN STREET branch is located at 122 F, ENNAIKARA STREET, KANCHEEPURAM 631501.
Does INDIAN OVERSEAS BANK ENNAIKKARAN STREET support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK ENNAIKKARAN STREET branch supports NEFT, RTGS, IMPS, and UPI transactions.