INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – RANGARAJAPURAM, CHENNAI

Complete bank details including IFSC code, MICR code, address and payment facilities for RANGARAJAPURAM branch.

IFSC Code
IOBA0001313

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameRANGARAJAPURAM
IFSC CodeIOBA0001313
MICR Code600020070
Address21-A, THAMBIAH REDDY ROAD AEXTN. WEST MAMBALAM, CHENNAI 600033
CityCHENNAI
StateTAMIL NADU
Contact23727717

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001313

The IFSC code IOBA0001313 uniquely identifies the RANGARAJAPURAM branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001313

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001313) – Unique branch identifier for RANGARAJAPURAM

How to Use IFSC Code IOBA0001313

To transfer money to any account at INDIAN OVERSEAS BANK RANGARAJAPURAM branch, you will need to provide the IFSC code IOBA0001313 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RANGARAJAPURAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK RANGARAJAPURAM Branch

INDIAN OVERSEAS BANK RANGARAJAPURAM is a branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.

Branch Address

21-A, THAMBIAH REDDY ROAD AEXTN. WEST MAMBALAM, CHENNAI 600033, CHENNAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 600020070. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK RANGARAJAPURAM?

The IFSC code of INDIAN OVERSEAS BANK RANGARAJAPURAM branch in CHENNAI is IOBA0001313.

What is the MICR code of INDIAN OVERSEAS BANK RANGARAJAPURAM?

The MICR code of INDIAN OVERSEAS BANK RANGARAJAPURAM branch is 600020070.

What is the address of INDIAN OVERSEAS BANK RANGARAJAPURAM?

INDIAN OVERSEAS BANK RANGARAJAPURAM branch is located at 21-A, THAMBIAH REDDY ROAD AEXTN. WEST MAMBALAM, CHENNAI 600033.

Does INDIAN OVERSEAS BANK RANGARAJAPURAM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK RANGARAJAPURAM branch supports NEFT, RTGS, IMPS, and UPI transactions.