INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – VASAI DIWANMAN, VASAI

Complete bank details including IFSC code, MICR code, address and payment facilities for VASAI DIWANMAN branch.

IFSC Code
IOBA0001295

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameVASAI DIWANMAN
IFSC CodeIOBA0001295
MICR Code400020044
AddressARUNA APARTMENT, VISHAL NAGAR, VASAI ROAD W , PIN 401202
CityVASAI
DistrictMAHESANA
StateGUJARAT
Contact336680

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001295

The IFSC code IOBA0001295 uniquely identifies the VASAI DIWANMAN branch of INDIAN OVERSEAS BANK located in VASAI, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001295

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001295) – Unique branch identifier for VASAI DIWANMAN

How to Use IFSC Code IOBA0001295

To transfer money to any account at INDIAN OVERSEAS BANK VASAI DIWANMAN branch, you will need to provide the IFSC code IOBA0001295 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VASAI DIWANMAN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK VASAI DIWANMAN Branch

INDIAN OVERSEAS BANK VASAI DIWANMAN is a branch of INDIAN OVERSEAS BANK located in VASAI, GUJARAT. The branch provides comprehensive banking services to customers in VASAI and surrounding areas.

Branch Address

ARUNA APARTMENT, VISHAL NAGAR, VASAI ROAD W , PIN 401202, VASAI, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400020044. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK VASAI DIWANMAN?

The IFSC code of INDIAN OVERSEAS BANK VASAI DIWANMAN branch in VASAI is IOBA0001295.

What is the MICR code of INDIAN OVERSEAS BANK VASAI DIWANMAN?

The MICR code of INDIAN OVERSEAS BANK VASAI DIWANMAN branch is 400020044.

What is the address of INDIAN OVERSEAS BANK VASAI DIWANMAN?

INDIAN OVERSEAS BANK VASAI DIWANMAN branch is located at ARUNA APARTMENT, VISHAL NAGAR, VASAI ROAD W , PIN 401202.

Does INDIAN OVERSEAS BANK VASAI DIWANMAN support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK VASAI DIWANMAN branch supports NEFT, RTGS, IMPS, and UPI transactions.