INDIAN OVERSEAS BANK IFSC Code – CUDDAPAH JAYANAGAR, CUDDAPAH
Complete bank details including IFSC code, MICR code, address and payment facilities for CUDDAPAH JAYANAGAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | CUDDAPAH JAYANAGAR |
| IFSC Code | IOBA0001256 |
| MICR Code | 516020002 |
| Address | 7 107 06, OBUL REDDY COMPLEX, JAYANAGAR, CUDDAPAH PIN 516002 |
| City | CUDDAPAH |
| State | ANDHRA PRADESH |
| Contact | 245027 |
Payment Facilities
About IFSC Code IOBA0001256
The IFSC code IOBA0001256 uniquely identifies the CUDDAPAH JAYANAGAR branch of INDIAN OVERSEAS BANK located in CUDDAPAH, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001256
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001256) – Unique branch identifier for CUDDAPAH JAYANAGAR
How to Use IFSC Code IOBA0001256
To transfer money to any account at INDIAN OVERSEAS BANK CUDDAPAH JAYANAGAR branch, you will need to provide the IFSC code IOBA0001256 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CUDDAPAH JAYANAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK CUDDAPAH JAYANAGAR Branch
INDIAN OVERSEAS BANK CUDDAPAH JAYANAGAR is a branch of INDIAN OVERSEAS BANK located in CUDDAPAH, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in CUDDAPAH and surrounding areas.
Branch Address
7 107 06, OBUL REDDY COMPLEX, JAYANAGAR, CUDDAPAH PIN 516002, CUDDAPAH, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 516020002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK CUDDAPAH JAYANAGAR?
The IFSC code of INDIAN OVERSEAS BANK CUDDAPAH JAYANAGAR branch in CUDDAPAH is IOBA0001256.
What is the MICR code of INDIAN OVERSEAS BANK CUDDAPAH JAYANAGAR?
The MICR code of INDIAN OVERSEAS BANK CUDDAPAH JAYANAGAR branch is 516020002.
What is the address of INDIAN OVERSEAS BANK CUDDAPAH JAYANAGAR?
INDIAN OVERSEAS BANK CUDDAPAH JAYANAGAR branch is located at 7 107 06, OBUL REDDY COMPLEX, JAYANAGAR, CUDDAPAH PIN 516002.
Does INDIAN OVERSEAS BANK CUDDAPAH JAYANAGAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK CUDDAPAH JAYANAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.