INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – MUDUKKANKULAM, MUDUKKANKULAM

Complete bank details including IFSC code, MICR code, address and payment facilities for MUDUKKANKULAM branch.

IFSC Code
IOBA0001227

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameMUDUKKANKULAM
IFSC CodeIOBA0001227
MICR Code626020204
AddressMUDUKKANGULAM VIL AND PO, VIA KARIAPATTI,ARUPPUKKOTTAI TK,MUDUKKANKULAM,PIN 626106
CityMUDUKKANKULAM
DistrictVIRUDHUNAGAR
StateTAMIL NADU
Contact202023

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001227

The IFSC code IOBA0001227 uniquely identifies the MUDUKKANKULAM branch of INDIAN OVERSEAS BANK located in MUDUKKANKULAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001227

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001227) – Unique branch identifier for MUDUKKANKULAM

How to Use IFSC Code IOBA0001227

To transfer money to any account at INDIAN OVERSEAS BANK MUDUKKANKULAM branch, you will need to provide the IFSC code IOBA0001227 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MUDUKKANKULAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK MUDUKKANKULAM Branch

INDIAN OVERSEAS BANK MUDUKKANKULAM is a branch of INDIAN OVERSEAS BANK located in MUDUKKANKULAM, TAMIL NADU. The branch provides comprehensive banking services to customers in MUDUKKANKULAM and surrounding areas.

Branch Address

MUDUKKANGULAM VIL AND PO, VIA KARIAPATTI,ARUPPUKKOTTAI TK,MUDUKKANKULAM,PIN 626106, MUDUKKANKULAM, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 626020204. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK MUDUKKANKULAM?

The IFSC code of INDIAN OVERSEAS BANK MUDUKKANKULAM branch in MUDUKKANKULAM is IOBA0001227.

What is the MICR code of INDIAN OVERSEAS BANK MUDUKKANKULAM?

The MICR code of INDIAN OVERSEAS BANK MUDUKKANKULAM branch is 626020204.

What is the address of INDIAN OVERSEAS BANK MUDUKKANKULAM?

INDIAN OVERSEAS BANK MUDUKKANKULAM branch is located at MUDUKKANGULAM VIL AND PO, VIA KARIAPATTI,ARUPPUKKOTTAI TK,MUDUKKANKULAM,PIN 626106.

Does INDIAN OVERSEAS BANK MUDUKKANKULAM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK MUDUKKANKULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.