INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – PULUDHIPATTI, PULUDHIOPATTI

Complete bank details including IFSC code, MICR code, address and payment facilities for PULUDHIPATTI branch.

IFSC Code
IOBA0001225

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NamePULUDHIPATTI
IFSC CodeIOBA0001225
MICR Code630020207
Address1 BY 122 SAMI ILLAM PULUDHIPATTI PIN 630309
CityPULUDHIOPATTI
DistrictSIVAGANGA
StateTAMIL NADU
Contact251128

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001225

The IFSC code IOBA0001225 uniquely identifies the PULUDHIPATTI branch of INDIAN OVERSEAS BANK located in PULUDHIOPATTI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001225

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001225) – Unique branch identifier for PULUDHIPATTI

How to Use IFSC Code IOBA0001225

To transfer money to any account at INDIAN OVERSEAS BANK PULUDHIPATTI branch, you will need to provide the IFSC code IOBA0001225 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PULUDHIPATTI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK PULUDHIPATTI Branch

INDIAN OVERSEAS BANK PULUDHIPATTI is a branch of INDIAN OVERSEAS BANK located in PULUDHIOPATTI, TAMIL NADU. The branch provides comprehensive banking services to customers in PULUDHIOPATTI and surrounding areas.

Branch Address

1 BY 122 SAMI ILLAM PULUDHIPATTI PIN 630309, PULUDHIOPATTI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 630020207. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK PULUDHIPATTI?

The IFSC code of INDIAN OVERSEAS BANK PULUDHIPATTI branch in PULUDHIOPATTI is IOBA0001225.

What is the MICR code of INDIAN OVERSEAS BANK PULUDHIPATTI?

The MICR code of INDIAN OVERSEAS BANK PULUDHIPATTI branch is 630020207.

What is the address of INDIAN OVERSEAS BANK PULUDHIPATTI?

INDIAN OVERSEAS BANK PULUDHIPATTI branch is located at 1 BY 122 SAMI ILLAM PULUDHIPATTI PIN 630309.

Does INDIAN OVERSEAS BANK PULUDHIPATTI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK PULUDHIPATTI branch supports NEFT, RTGS, IMPS, and UPI transactions.