INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KADAMBANKUDI, KADAMBANGUDI

Complete bank details including IFSC code, MICR code, address and payment facilities for KADAMBANKUDI branch.

IFSC Code
IOBA0001223

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKADAMBANKUDI
IFSC CodeIOBA0001223
MICR Code613020011
AddressKADAMBANKUDI VILLAGE MEKALATHUR POST BUDALUR BLOCK KADAMBANKUDI PIN 613102
CityKADAMBANGUDI
DistrictTHANJAVUR
StateTAMIL NADU
Contact286426

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001223

The IFSC code IOBA0001223 uniquely identifies the KADAMBANKUDI branch of INDIAN OVERSEAS BANK located in KADAMBANGUDI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001223

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001223) – Unique branch identifier for KADAMBANKUDI

How to Use IFSC Code IOBA0001223

To transfer money to any account at INDIAN OVERSEAS BANK KADAMBANKUDI branch, you will need to provide the IFSC code IOBA0001223 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KADAMBANKUDI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KADAMBANKUDI Branch

INDIAN OVERSEAS BANK KADAMBANKUDI is a branch of INDIAN OVERSEAS BANK located in KADAMBANGUDI, TAMIL NADU. The branch provides comprehensive banking services to customers in KADAMBANGUDI and surrounding areas.

Branch Address

KADAMBANKUDI VILLAGE MEKALATHUR POST BUDALUR BLOCK KADAMBANKUDI PIN 613102, KADAMBANGUDI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 613020011. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KADAMBANKUDI?

The IFSC code of INDIAN OVERSEAS BANK KADAMBANKUDI branch in KADAMBANGUDI is IOBA0001223.

What is the MICR code of INDIAN OVERSEAS BANK KADAMBANKUDI?

The MICR code of INDIAN OVERSEAS BANK KADAMBANKUDI branch is 613020011.

What is the address of INDIAN OVERSEAS BANK KADAMBANKUDI?

INDIAN OVERSEAS BANK KADAMBANKUDI branch is located at KADAMBANKUDI VILLAGE MEKALATHUR POST BUDALUR BLOCK KADAMBANKUDI PIN 613102.

Does INDIAN OVERSEAS BANK KADAMBANKUDI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KADAMBANKUDI branch supports NEFT, RTGS, IMPS, and UPI transactions.